For Sale
12363 Margaret Drive, Fenton, MI 48430
$1,899,950
MLS # 20261007616 (Realcomp)
4 beds5 baths6,003 sqftBuilt 20030.23 acres
1 / 66
Listing Description
Perched along 85 feet of pristine frontage on all-sports Lake Fenton, this extraordinary waterfront residence delivers a lifestyle defined by elegance, scale, and unobstructed sunrise panoramas across glistening open water. Offering over 6,000 finished square feet of thoughtfully designed living space, including a walkout lower level, this home blends scale, comfort, and timeless lakefront appeal.The dramatic firelit great room features soaring ceilings and a striking wall of windows, perfectly framing the lake beyond. The expansive kitchen showcases granite countertops, a breakfast bar, butler’s pantry, and dining area, all opening to a 60-foot deck—ideal for effortless entertaining and everyday lake living.The luxurious primary suite is generously sized and includes a spa-inspired bath with tile and glass shower. The finished walkout lower level is an entertainer’s dream, complete with a wet bar, recreation room, firelit family room, and half bath, all flowing seamlessly to a massive stamped concrete patio with hot tub, firepit, and serene water views.Offering four bedrooms, including a spacious flex room currently used as an oversized walk-in closet that can easily be converted back to a fifth bedroom, along with three full baths and two half baths, the home provides exceptional versatility for family and guests alike. A three-car attached garage and extensive storage solutions enhance both convenience and functionality. Conveniently located near schools, shopping, dining, and US-23, this Lake Fenton home delivers both an exceptional lifestyle and an ideal commute. ALL BUYERS must have a pre-approval letter or proof of funds to schedule a showing NO EXCEPTIONS!
Source: SparkMLS
About this home
4-bedroom, 5-bath, 6,003 sq ft home in Fenton built in 2003.
Asking $1,899,950 (about $317/sq ft).
Estimated annual property tax: $20,261, or about $1,688 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms5
Living Area6,003 sqft
Lot Size0.23 acres
Year Built2003
Stories3
Location
CityFenton
MunicipalityFenton Twp
Zip Code48430
CountyGenesee
School DistrictLake Fenton
Construction & Systems
ConstructionStone, Vinyl Siding
BasementWalk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed2/8/2026
Original Price$2,290,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$20,261
Parcel #0611501013
Source: SparkMLS
Legal Description
LOT 12 EXCEPT A PARCEL OF LAND BEG AT SW COR OF LOT 12 TH S 72 DEG31 MIN 30 SEC E 101.82 FT TH S 69 DEG 00 MIN 30 SEC E 49.61 FT TH S 21 DEG 47 MIN 10 SEC W 6 FT TH N 69 DEG 07 MIN W 151.16 FT TO PL OF BEG & LOT 13 & S 5 FT OF A PARCEL OF LAND BEG AT NW COR OF LOT 13 TH N 20 DEG 53 MIN E 10 FT TH S 69 DEG 07 MIN E 154.8 FT TH SLY 10 FT TH N 69 DEG 07 MIN W 155.40 FT TO PL OF BEG SHOREACRES HOMESIT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shane Adams
RE/MAX Select
Frequently Asked Questions about 12363 Margaret Drive, Fenton, MI 48430
Which school district serves 12363 Margaret Drive, Fenton, MI 48430?
Per MLS# 20261007616, 12363 Margaret Drive, Fenton, MI 48430 is in the Lake Fenton boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lake Fenton directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261007616, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12363 Margaret Drive, Fenton, MI 48430?
Per public tax records, annual property taxes for this property are $20,261. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12363 Margaret Drive, Fenton, MI 48430 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12363 Margaret Drive, Fenton, MI 48430 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12363 Margaret Drive, Fenton, MI 48430. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12363 Margaret Drive, Fenton, MI 48430?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fenton Twp police department or the Genesee County sheriff's office.
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Monthly payment$12,323
Principal & interest$12,323
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
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1 Gbps
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35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12363 Margaret Drive, Fenton, MI 48430
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County
Oakland County
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