Pending
12385 Church Street, Birch Run, MI 48415
$429,000
MLS # 20261034226 (Realcomp)
3 beds2 baths2,305 sqftBuilt 193013.9 acres
1 / 23
Listing Description
This house and land are in a prime location, across from Birch Run Schools. Whether you're looking for nearly 14 acres with a home that needs a little work or could see this land as Birch Run's next development could be this land, the home has city water and sewer and it the land and any potential development has access as well. There's more than 450 feet of frontage on Church Street and abuts to other residential homes. Sale includes parcels 05106292992700 and 05106292992000 and taxes and acreage are based on the combination of both parcels. Also listed as vacant land on MLS with MLS #20261034218.
Source: SparkMLS
About this home
Located in Birch Run Township in Birch Run, this property offers 3-bedroom, 2-bath, 2,305 sq ft, with original construction dating to 1930.
Asking $429,000 (about $186/sq ft).
Annual property taxes run approximately $3,768 ($314/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,305 sqft
Lot Size13.9 acres
Year Built1930
Stories1
Location
CityBirch Run
MunicipalityBirch Run Vlg
Zip Code48415
CountySaginaw
School DistrictBirch Run
Construction & Systems
ConstructionAluminum Siding, Wood Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/18/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,768
Parcel #05106292992700
Source: SparkMLS
Legal Description
N 130 FT OF S 230 FT F W 235 FT OF N 14 ACRES OF S 26 ACRES OF SW 1/4 OF NW 1/4 -- 0.7 ACRES VILLAGE OF BIRCH RUN SEC 29 T10N R6E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Andrew J Keller
Knockout Real Estate
Frequently Asked Questions about 12385 Church Street, Birch Run, MI 48415
What school district is 12385 Church Street, Birch Run, MI 48415 in?
Per MLS# 20261034226, this property is served by Birch Run. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261034226, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261034226, the most recent reported annual property tax for 12385 Church Street, Birch Run, MI 48415 is $3,768. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12385 Church Street, Birch Run, MI 48415 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12385 Church Street, Birch Run, MI 48415 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Birch Run Vlg police department or the Saginaw County sheriff's office.
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Monthly payment$2,782
Principal & interest$2,782
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12385 Church Street, Birch Run, MI 48415
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Municipality
Birch Run Township
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