For Sale
124 Washington Street, Sparta, MI 49345
$180,000
MLS # 26028734 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,547 sqftBuilt 18750.15 acres
1 / 39
Listing Description
Welcome to 124 Washington Street in downtown Sparta! This 4-bedroom, 1-bath home offers a great opportunity for buyers looking to build sweat equity or investors searching for their next renovation project. With solid bones, a functional layout, and a convenient location near local shops, restaurants, and downtown amenities, there is plenty of potential to bring this property back to life. Currently one of the only single-family homes in Sparta priced under $200K, this is a rare opportunity at an approachable price point. Schedule your showing today!
Source: SparkMLS
About this home
4-bedroom, 1-bath, 1,547 sq ft home in Sparta Township in Sparta built in 1875.
Asking $180,000 (about $116/sq ft).
Property tax estimate: $1,393 per year ($116/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,547 sqft
Lot Size0.15 acres
Year Built1875
Stories2
Location
CitySparta
MunicipalitySparta Vllg
Zip Code49345
CountyKent
School DistrictSparta
Construction & Systems
StyleTraditional
ConstructionStructured Insulated Panels
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/10/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,393
Tax Year2025
State Equalized Value$80,600
Taxable Value$48,623
Assessed Value$47,345
Parcel #410523109005
Source: Public Records
Legal Description
LOT 1 * HEATH'S ADD & W 33 FT OF LOT 57 NASH'S 2ND ADD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joel Horst
Bellabay Realty LLC
Frequently Asked Questions about 124 Washington Street, Sparta, MI 49345
What school district is 124 Washington Street, Sparta, MI 49345 in?
Per MLS# 26028734, this property is served by Sparta. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 124 Washington Street, Sparta, MI 49345?
Per MLS# 26028734, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26028734, the most recent reported annual property tax for 124 Washington Street, Sparta, MI 49345 is $1,393 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 124 Washington Street, Sparta, MI 49345 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 124 Washington Street, Sparta, MI 49345 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sparta Vllg police department or the Kent County sheriff's office.
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
124 Washington Street, Sparta, MI 49345
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Municipality
Sparta Township
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