For Sale
125 Scenic View Drive, Niles, MI 49120
$460,000
MLS # 26021200 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,003 sqftBuilt 19750.59 acres
1 / 49
Listing Description
Beautiful one-owner solid brick ranch nestled along the scenic St. Joseph River on 0.59 acre with expansive multi-level decking overlooking the water and wooded surroundings, with river access for simply enjoying peaceful waterfront living. This 4 BRDM, 3 full bath home offers approximately 3,003 finished sq ft between the main and walk-out lower levels and is filled with character including a step-down living room with floor-to-ceiling brick fireplace, custom built-ins, rough-sawn cedar kitchen cabinetry, and large windows with stunning river views. Features include an all-season sunroom, walk-out lower level with additional living space, rec room, office area, wet bar, mini fridge, attached 2-car garage, paved driveway, high efficiency boiler heat with central air, and on-demand hot water system. This home has SO MUCH to offer, conveniently located for everyday commutes, dining, and shopping.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,003 sq ft home built in 1975 sits in Niles.
Asking $460,000 (about $153/sq ft).
Property tax estimate: $3,435 per year ($286/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,003 sqft
Lot Size0.59 acres
Year Built1975
Stories1
Location
CityNiles
MunicipalityNiles Twp
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleRanch
ConstructionBrick
BasementPartial, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
UtilitiesCable Available
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed5/8/2026
Original Price$470,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,435
Tax Year2024
Assessed Value$122,866
Parcel #11-14-7150-0006-00-7
Source: SparkMLS
Legal Description
LOT 6 SCENIC VIEW
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Inman
Red Shoe Realty
Frequently Asked Questions about 125 Scenic View Drive, Niles, MI 49120
What school district is 125 Scenic View Drive, Niles, MI 49120 in?
Per MLS# 26021200, this property is served by Niles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26021200, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021200, the most recent reported annual property tax for 125 Scenic View Drive, Niles, MI 49120 is $3,435 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 125 Scenic View Drive, Niles, MI 49120 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 125 Scenic View Drive, Niles, MI 49120 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Niles Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,984
Principal & interest$2,984
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
125 Scenic View Drive, Niles, MI 49120
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