Sold
12637 Lakeshore Drive, Grand Haven, MI 49417
Sold on 04/28/2026 for$430,000
MLS # 26005382 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,610 sqftBuilt 19860.89 acres
1 / 29
Listing Description
Welcome Home! This phenomenal cape cod is nestled at the base of one of Grand Havens majestic dunes. On your way to the home you notice the walking/biking paths, access to Lake Michigan and American Dunes Golf course a short walk away. The mature trees just added to the excitement of owning this home. Walking in the front door you find a spacious livingroom with a 2-story fireplace. The remodeled kitchen is ready hosting friends and family. A three seasons porch and outside sitting begs for early mornings a coffee as you prepare for the days adventures. Up the open staircase you find a sitting room perfect for unwinding at the end of the day and an expansive primary bedroom. With two additional bedrooms, MFL, and a finished basement you realize your search for home has concluded.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,610 sq ft home built in 1986 sits in Grand Haven Township in Grand Haven.
This home sold for $430,000 (about $165/sq ft).
Estimated annual property tax: $6,943, or about $579 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,000 Mbps from 5 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,610 sqft
Lot Size0.89 acres
Year Built1986
Stories2
Location
CityGrand Haven
MunicipalityGrand Haven Twp
Zip Code49417
CountyOttawa
School DistrictGrand Haven
Construction & Systems
StyleCape Cod
ConstructionAluminum Siding, Wood Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed2/12/2026
Sold Date4/27/2026
Original Price$440,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Concessions$7,000
Source: SparkMLS
Tax Information
Annual Tax$6,943
Tax Year2025
State Equalized Value$171,900
Taxable Value$163,619
Assessed Value$163,619
Homestead (PRE)100%
Parcel #70-07-16-179-010
Source: Public Records
Legal Description
LOT 10 SHANNTRO SUB.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Richard S George
J.A. George & Assoc.
Frequently Asked Questions about 12637 Lakeshore Drive, Grand Haven, MI 49417
Which school district serves 12637 Lakeshore Drive, Grand Haven, MI 49417?
Per MLS# 26005382, 12637 Lakeshore Drive, Grand Haven, MI 49417 is in the Grand Haven boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grand Haven directly to confirm enrollment eligibility.
What financing options are available for 12637 Lakeshore Drive, Grand Haven, MI 49417?
Per MLS# 26005382, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12637 Lakeshore Drive, Grand Haven, MI 49417?
Per public tax records, annual property taxes for this property are $6,943 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12637 Lakeshore Drive, Grand Haven, MI 49417 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12637 Lakeshore Drive, Grand Haven, MI 49417 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12637 Lakeshore Drive, Grand Haven, MI 49417. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12637 Lakeshore Drive, Grand Haven, MI 49417?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Grand Haven Twp police department or the Ottawa County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,789
Principal & interest$2,789
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSL
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12637 Lakeshore Drive, Grand Haven, MI 49417
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Municipality
Grand Haven Township
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