For Sale
1265 Ada Street, Owosso, MI 48867
$599,000
MLS # 50210437 (MiRealSource)
4 beds3 bathsBuilt 19781.12 acres
1 / 68
Listing Description
RIVERFRONT HOME! Beautiful 4-bedroom, 3.5 bath Cape Cod with finished walk-out lower level to in-ground pool on 1+ acres along the Shiawassee River in one of Owosso's most desirable locations! Set back from the road in a park-like setting this custom-built home features over 3,000 sq. ft. above grade, plus the finished lower level with great room, 2nd kitchen, recreation space, full bathroom, and a murphy bed for over 4,000 finished sq. ft of living space! Perfect for entertaining or guest quarters! Beautiful hardwood floors, crown molding, and built-ins throughout! Primary bedroom suite on the main level with ensuite bath. Gorgeous kitchen with granite counters, peninsula seating, and Viking range and refrigerator open to family room with fireplace and slider to balcony with electric awning! Formal living room and dining room. Home office/den/library. Main level laundry. Upper-level hosts three spacious bedrooms, a full bathroom, and several walk-in closets for an abundance of storage! Two car attached garage on the main level, plus an attached garage on the lower level!
Source: SparkMLS
About this home
4-bedroom, 3-bath home in Owosso in Owosso built in 1978.
Asking $599,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Lot Size1.12 acres
Year Built1978
Location
CityOwosso
MunicipalityOwosso City
Zip Code48867
CountyShiawassee
School DistrictOwosso
Construction & Systems
ConstructionBrick, Other
Garage3 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #050-536-000-045-00
Source: SparkMLS
Legal Description
COM ON N LN SEC 13 T7N R2E AT A PT 330' W OF N 1/4 POST TH S 105' W TO SHIA RIV N TO N LN OF SEC 13 TH E TO BEG (EX E 33' THEREOF FOR ADA ST EXT)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Morgan Beilfuss
The Home Office Realty LLC
Frequently Asked Questions about 1265 Ada Street, Owosso, MI 48867
Which school district serves 1265 Ada Street, Owosso, MI 48867?
Per MLS# 50210437, 1265 Ada Street, Owosso, MI 48867 is in the Owosso boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Owosso directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50210437, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1265 Ada Street, Owosso, MI 48867 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1265 Ada Street, Owosso, MI 48867 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1265 Ada Street, Owosso, MI 48867?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Owosso City police department or the Shiawassee County sheriff's office.
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Monthly payment$3,885
Principal & interest$3,885
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1265 Ada Street, Owosso, MI 48867
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Municipality
Owosso
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