Sold
12675 Harder Road, Three Rivers, MI 49093
Sold on 02/17/2026 for$399,900
MLS # 25058982 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,749 sqftBuilt 190010 acres
1 / 61
Listing Description
Experience the perfect blend of country charm and modern comfort on this stunning 10-acre farmhouse estate. This welcoming 3-bed, 2-bath home was completely rebuilt down to the studs in 1978 and thoughtfully updated again in 2025 with a new roof, fresh interior paint, new hardwood flooring and carpet, brand-new patio and the list goes on. Recent blown-in insulation further enhances comfort and energy efficiency throughout. The property offers an exceptional landscape designed for those who value space, privacy, and natural beauty. The grounds include a mix of forest, hay fields, pastures, and established trails, ideal for horseback riding, hobby farming, or peaceful outdoor exploration. Mature trees adorn the acreage, featuring Honeycrisp and assorted apple varieties, Sugar Maple, Walnut, Butternut, Red Maple, and Red and White Pine. In the warmer months, vibrant 200 lillies and a diverse array of seasonal flowers create a picturesque, ever-changing backdrop.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,749 sq ft home built in 1900 sits in Three Rivers.
Final sale price: $399,900 (about $229/sq ft).
Property tax estimate: $1,842 per year ($153/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,749 sqft
Lot Size10 acres
Year Built1900
Stories2
Location
CityThree Rivers
MunicipalityFabius Twp
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Available, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, LP Tank Rented
Sale & Financing
Listed11/18/2025
Sold Date2/16/2026
Original Price$420,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,842
Tax Year2024
Assessed Value$12,401
Parcel #003-004-001-10
Source: SparkMLS
Legal Description
PLEASE SEE DOCS AS THERE ARE 2 LEGAL DESCRIPTIONS AND PARCEL NUMBERS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Linda S Lazarus
Michigan Top Producers
Frequently Asked Questions about 12675 Harder Road, Three Rivers, MI 49093
What school district is 12675 Harder Road, Three Rivers, MI 49093 in?
Per MLS# 25058982, this property is served by Three Rivers. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25058982, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25058982, the most recent reported annual property tax for 12675 Harder Road, Three Rivers, MI 49093 is $1,842 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12675 Harder Road, Three Rivers, MI 49093 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Is fiber internet available at 12675 Harder Road, Three Rivers, MI 49093?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fabius Twp police department or the St. Joseph County sheriff's office.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
6 providers at this address
1 Gbps
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12675 Harder Road, Three Rivers, MI 49093
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