For Sale
12736 Phelps Street, Southgate, MI 48195
$299,000
MLS # 20261040928 (Realcomp)
3 beds3 baths2,320 sqftBuilt 20040.12 acres
1 / 37
Listing Description
Welcome home to this beautifully maintained 3-bedroom, 2.5-bath home that offers over 1,600 sq ft of comfortable living space. Designed for both everyday living and entertaining, the open-concept living/dining areas flow seamlessly into the kitchen, creating the perfect gathering space for family and friends. The cozy fireplace serves as the focal point of the main living area, adding warmth and charm throughout the seasons.The kitchen comes complete with stainless steel appliances, making it move-in ready from day one. Upstairs, you'll find a spacious primary suite featuring an en-suite bath. Convenience continues upstairs with a desirable second-floor laundry area.The beautifully finished basement adds valuable living space and features a custom bar area that is perfect for hosting game nights, celebrations, or simply relaxing after a long day.Step outside and enjoy your private, fully fenced backyard retreat featuring a brand-new deck, pergola and a beautifully designed fire pit surrounded by pavers. Definitely plenty of space for outdoor entertaining.With modern amenities and exceptional indoor/outdoor living spaces, this home offers everything. Don't miss your opportunity to make this incredible home your own!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,320 sq ft home built in 2004 sits in Southgate in Southgate.
Listed at $299,000 (about $129/sq ft).
Annual property taxes run approximately $6,509 ($542/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,320 sqft
Lot Size0.12 acres
Year Built2004
Stories2
Location
CitySouthgate
MunicipalitySouthgate
Zip Code48195
CountyWayne
School DistrictSouthgate
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/30/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,509
Parcel #53018020730301
Source: SparkMLS
Legal Description
*30H730 30M9* LOT 730 OLD HOMESTEAD SUB T3S R11E L46 P52, 53 WCR ALSO LOT 9 FORT CHESTNUT SUB T3S R11E L70 P46 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rachelle Neddo
3Sixty5 Realty
Frequently Asked Questions about 12736 Phelps Street, Southgate, MI 48195
Which school district serves 12736 Phelps Street, Southgate, MI 48195?
Per MLS# 20261040928, 12736 Phelps Street, Southgate, MI 48195 is in the Southgate boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Southgate directly to confirm enrollment eligibility.
What financing options are available for 12736 Phelps Street, Southgate, MI 48195?
Per MLS# 20261040928, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12736 Phelps Street, Southgate, MI 48195?
Per public tax records, annual property taxes for this property are $6,509. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12736 Phelps Street, Southgate, MI 48195 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12736 Phelps Street, Southgate, MI 48195 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12736 Phelps Street, Southgate, MI 48195?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12736 Phelps Street, Southgate, MI 48195
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Municipality
Southgate
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County
Wayne County
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