Sold
1282 S Locust Avenue, White Cloud, MI 49349
Sold on 12/12/2025 for$277,000
MLS # 25052334 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,570 sqftBuilt 19891.03 acres
1 / 29
Listing Description
-Hardy Dam Area -Offering $5k towards closing costs. This is a 2-bedroom 2 bath manufactured home with an ADDITIONAL bedroom in the l2x40 BONUS ROOM. above the garage. The home is completely updated new water heater in 2024 all new appliances roof is 6 yrs old well, septic, electric all less than 10yrs old. With fresh paint and new finishes throughout this home shows beautifully. You will enjoy the peace and quiet in your park like setting while sitting under the comfort of your covered porch or relaxing in your hot tub. This home features a 24x40 pole barn with Lopi woodstove for heat. Lots of wildlife in the area as well as recreation with hardy dam and State/Fed land only minutes away! Also located on the property is a newly updated storage building with concrete floor and sliding doors for lawn equipment and wood storage. seller is a Realtor (Boat Dock on Hardy Dam is paid for through 2026 season) IN ADDITION TO THE FURNACE INCLUDES ENOUGH WOOD TO HEAT HOME FOR THE WIN
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,570 sq ft home in White Cloud built in 1989.
Final sale price: $277,000 (about $176/sq ft).
Annual property taxes run approximately $856 ($71/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 280 Mbps from 6 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,570 sqft
Lot Size1.03 acres
Year Built1989
Stories1
Location
CityWhite Cloud
MunicipalityBig Prairie Twp
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud Public Schools
Construction & Systems
StyleRanch
ConstructionBlock, Vinyl Siding
BasementCrawl Space, Slab
Garage5 spaces
HeatingDuctless, Forced Air, Wood
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Guest Quarters, Hot Tub Spa
Sale & Financing
Listed10/9/2025
Sold Date12/11/2025
Terms AcceptedCash, FHA, Conventional
Concessions$8,000
Source: SparkMLS
Tax Information
Annual Tax$856
Tax Year2020
Assessed Value$28,300
Parcel #16-08-300-027
Source: SparkMLS
Legal Description
PART NW 1/4 SW 1/4 COM 495.18 FT S 00D 21'06''W OF W 1/4 COR TH S 00D 21'06''W 76 FT S 89D 11'03''E 175 FT S 00D 21'06''W 48 FT E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James Bignall Jr
Greenridge Realty Inc
Frequently Asked Questions about 1282 S Locust Avenue, White Cloud, MI 49349
What school district is 1282 S Locust Avenue, White Cloud, MI 49349 in?
Per MLS# 25052334, this property is served by White Cloud Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1282 S Locust Avenue, White Cloud, MI 49349?
Per MLS# 25052334, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25052334, the most recent reported annual property tax for 1282 S Locust Avenue, White Cloud, MI 49349 is $856 (2020). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1282 S Locust Avenue, White Cloud, MI 49349 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1282 S Locust Avenue, White Cloud, MI 49349 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1282 S Locust Avenue, White Cloud, MI 49349?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1282 S Locust Avenue, White Cloud, MI 49349. The maximum advertised download speed is 280 Mbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Big Prairie Twp police department or the Newaygo County sheriff's office.
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Monthly payment$1,745
Principal & interest$1,745
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteLicensed Fixed WirelessSatellite
6 providers at this address
StarlinkGSO Satellite
280 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1282 S Locust Avenue, White Cloud, MI 49349
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