Sold
12850 Marshall Lane, Sawyer, MI 49125
Sold on 06/12/2025 for$1,698,000
MLS # 25012297 (Michigan Regional Information Center (MichRIC))
3 beds2 baths822 sqftBuilt 19102.07 acres
1 / 29
Listing Description
Perched atop a dune with sweeping views of Lake Michigan, this vintage 1910 summer cottage embodies the charm of a bygone era. Set on TWO ACRES with 146 feet of private lake frontage, it's a rare retreat where generations have built cherished memories—long days on the beach, golden sunsets over the water, and quiet moments lost in a book. A detached studio offers endless possibilities—an inspiring artist's haven, a private writer's retreat, or a serene home office. At the dune's base, a two-car garage provides convenience without compromising the home's elevated privacy. Whether you choose to restore its legacy or create your own custom lakefront escape, this exceptional property offers an unparalleled opportunity to embrace Michigan's lakeshore lifestyle.
Source: SparkMLS
About this home
Located in Chikaming Township in Sawyer, this property offers 3-bedroom, 2-bath, 822 sq ft, with original construction dating to 1910.
Final sale price: $1,698,000 (about $2,066/sq ft).
Annual property taxes run approximately $10,782 ($899/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area822 sqft
Lot Size2.07 acres
Year Built1910
Stories1
Location
CitySawyer
MunicipalityChikaming Twp
Zip Code49125
CountyBerrien
School DistrictRiver Valley School District
Construction & Systems
StyleCraftsman
ConstructionShingle Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingNone
WaterWell
SewerSeptic Tank
Sale & Financing
Listed4/13/2025
Sold Date6/11/2025
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$10,782
Tax Year2025
Assessed Value$278,199
Parcel #11-07-0003-0014-04-6
Source: SparkMLS
Legal Description
Long legal see attached.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Maureen Culp
RE/MAX Harbor Country
Frequently Asked Questions about 12850 Marshall Lane, Sawyer, MI 49125
Which school district serves 12850 Marshall Lane, Sawyer, MI 49125?
Per MLS# 25012297, 12850 Marshall Lane, Sawyer, MI 49125 is in the River Valley School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact River Valley School District directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25012297, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12850 Marshall Lane, Sawyer, MI 49125?
Per public tax records, annual property taxes for this property are $10,782 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12850 Marshall Lane, Sawyer, MI 49125 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12850 Marshall Lane, Sawyer, MI 49125 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12850 Marshall Lane, Sawyer, MI 49125. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12850 Marshall Lane, Sawyer, MI 49125?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chikaming Twp police department or the Berrien County sheriff's office.
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Monthly payment$11,642
Principal & interest$11,642
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed WirelessDSL
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12850 Marshall Lane, Sawyer, MI 49125
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Municipality
Chikaming Township
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