For Sale
1290 Cardinal Circle Drive, Muskegon, MI 49445
$349,900
MLS # 26025422 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,096 sqftBuilt 19740.42 acres
1 / 57
Listing Description
Rare find in Reeths Puffer, walking distance to the high school. Immaculate condition and very well cared for ranch with attached heated garage, plus bonus 28x40 attached workshop that is finished, insulated, heated with a pellet stove and even includes stand up air compressor! So much to list, but has 3 bedrooms, 1 1/2 baths, main floor laundry, slider to double screen porches overlooking the fenced backyard with patio and firepit area. The basement is mostly finished with shower, second kitchen, living room and space for a 4th bedroom. Central air, sprinkling, 2 storage sheds with electricity and bonus storage too. Even updated electrical ready for on-demand generator in case the power goes out. Over 2000 finished sq ft of living space. Don't pass on this one!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,096 sq ft home built in 1974 sits in Muskegon Township in Muskegon.
Listed at $349,900 (about $167/sq ft).
Annual property taxes run approximately $2,850 ($238/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,096 sqft
Lot Size0.42 acres
Year Built1974
Stories1
Location
CityMuskegon
MunicipalityMuskegon Twp
Zip Code49445
CountyMuskegon
School DistrictReeths-Puffer
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull
Garage4 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorEat-in Kitchen
Sale & Financing
Listed5/27/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,850
Tax Year2025
Assessed Value$77,243
Parcel #10-170-000-0013-00
Source: SparkMLS
Legal Description
MUSKEGON CHARTER TOWNSHIP SEC 4 T10N R16W AUDUBON PARK SUBD LOT 13
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rob Stark
Stark Real Estate
Frequently Asked Questions about 1290 Cardinal Circle Drive, Muskegon, MI 49445
Which school district serves 1290 Cardinal Circle Drive, Muskegon, MI 49445?
Per MLS# 26025422, 1290 Cardinal Circle Drive, Muskegon, MI 49445 is in the Reeths-Puffer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reeths-Puffer directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26025422, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1290 Cardinal Circle Drive, Muskegon, MI 49445?
Per public tax records, annual property taxes for this property are $2,850 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1290 Cardinal Circle Drive, Muskegon, MI 49445 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1290 Cardinal Circle Drive, Muskegon, MI 49445 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1290 Cardinal Circle Drive, Muskegon, MI 49445?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Muskegon Twp police department or the Muskegon County sheriff's office.
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Monthly payment$2,269
Principal & interest$2,269
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1290 Cardinal Circle Drive, Muskegon, MI 49445
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Municipality
Muskegon Township
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