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12905 Bowen Lake Drive, Gowen, MI 49326
$474,900
MLS # 26028710 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,920 sqftBuilt 20260.97 acres
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Listing Description
MORE PHOTOS COMING SOON! Beautiful new construction home nestled alongside The Links at Bowen Lake Golf Course in a peaceful wooded setting. This 4-bedroom, 3-bath home offers a bright, open-concept floor plan with quality finishes throughout. The stunning kitchen features white shaker cabinetry, quartz countertops, subway tile backsplash, stainless steel appliances, and a large center island with seating. The spacious primary suite includes a beautifully appointed bathroom with a custom tile shower and modern finishes. Thoughtfully designed living spaces provide flexibility for entertaining, relaxing, or working from home. Enjoy the outdoors from the expansive covered front porch overlooking the golf course and surrounding natural beauty. The partially finished basement offers additional living space with room to expand. Located near area lakes, parks, and recreation, this home combines modern comfort with the best of West Michigan living. Offers due Tuesday, 6/23 at 4:00 PM.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,920 sq ft home in Spencer Township in Gowen built in 2026.
Currently offered at $474,900 (about $163/sq ft).
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,920 sqft
Lot Size0.97 acres
Year Built2026
Stories2
Location
CityGowen
MunicipalitySpencer Twp
Zip Code49326
CountyKent
School DistrictGreenville
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementFull, Partial
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed6/10/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year2025
State Equalized Value$18,800
Taxable Value$18,800
Assessed Value$18,800
Parcel #410426102023
Source: Public Records
Legal Description
410426102023 UNIT 23 * BOWEN LAKE VILLAGE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.297 LIBER 3564 PAGE 200 AS AMENDED BY REPLAT NO.1 LIBER 4239 PAGE 1299 & AS AMENDED BY LIBER 4506 PAGE 503 & AS AMENDED BY INSTRUMENT NO.20050621-0072399 & AS AMEND ED BY REPLAT NO.2 INSTRUMENT NO.20180413-0028229 & AS AMENDED BY RESTATED MASTER DEED INSTRUMENT NO.20231128-0067565
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kurt C Loosenort
Smallegan Real Estate
Frequently Asked Questions about 12905 Bowen Lake Drive, Gowen, MI 49326
What school district is 12905 Bowen Lake Drive, Gowen, MI 49326 in?
Per MLS# 26028710, this property is served by Greenville. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26028710, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 12905 Bowen Lake Drive, Gowen, MI 49326 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12905 Bowen Lake Drive, Gowen, MI 49326 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Spencer Twp police department or the Kent County sheriff's office.
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Monthly payment$3,080
Principal & interest$3,080
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12905 Bowen Lake Drive, Gowen, MI 49326
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Municipality
Spencer Township
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