For Sale
12975 Frost Road, Hemlock, MI 48626
$329,900
MLS # 50207859 (MiRealSource)
3 beds2 bathsBuilt 19662 acres
1 / 58
Listing Description
HOLY SCHNIKES… check this out!! 12975 Frost Rd. in Hemlock just hit the market and this one is loaded with space and extras! 3 bedrooms 2.5 bathrooms Over 2,000 sq. ft. There is room for everyone with TWO living areas on the main floor, plus a finished basement offering a large family room and 2 additional bedrooms. Love entertaining? Your friends and family will be spending those hot summer days hanging out around the in-ground pool. Need space for all the summer and winter toys? No problem — the massive 40x80 pole barn has room for it all and even includes a workshop area with a wood burner. Hemlock Schools Better not hesitate on this one… homes like this don’t last long!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1966 sits in Thomas Township in Hemlock.
Currently offered at $329,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size2 acres
Year Built1966
Location
CityHemlock
MunicipalityThomas Twp
Zip Code48626
CountySaginaw
School DistrictHemlock
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed5/15/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dave Wieland
RE/MAX New Image
Frequently Asked Questions about 12975 Frost Road, Hemlock, MI 48626
Which school district serves 12975 Frost Road, Hemlock, MI 48626?
Per MLS# 50207859, 12975 Frost Road, Hemlock, MI 48626 is in the Hemlock boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hemlock directly to confirm enrollment eligibility.
What financing options are available for 12975 Frost Road, Hemlock, MI 48626?
Per MLS# 50207859, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12975 Frost Road, Hemlock, MI 48626 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12975 Frost Road, Hemlock, MI 48626 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12975 Frost Road, Hemlock, MI 48626?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$2,140
Principal & interest$2,140
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12975 Frost Road, Hemlock, MI 48626
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Municipality
Thomas Township
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