Sold
1305 W Ellis Street, Belding, MI 48809
Sold on 01/16/2026 for$325,000
MLS # 25059831 (Michigan Regional Information Center (MichRIC))
2 beds3 baths2,588 sqftBuilt 19720.74 acres
1 / 34
Listing Description
Welcome to 1305 W Ellis Ave! Seller pride of ownership certainly shows through-out this beautiful home. Walk in & feel ''at home'' in this inviting updated 2+ bedrooms with 2 1/2 baths offering a full finished basement. where there is potential of adding an additional bedroom. Kitchen has a complete remodel with quartz counter tops, hickory cupboards with underneath lighting & pull out drawers. Motion sensor on the kitchen sink and a new garbage disposal. The very large dining room with fireplace is a great space for entertaining. Primary bedroom with full bathroom has a jetted tub with multiple colors of lights, jets and heater that maintains heat in the tub! Make your way downstairs to the family room with a movie screen & projector. Kitchenette, 1/2 bath and large storage rooms. 2 stall over sized attached insulated garage and an insulated ''garden shed'' makes plenty of storage for all your outdoor items to maintain your very spacious yard!
Source: SparkMLS
About this home
Located in Belding in Belding, this property offers 2-bedroom, 3-bath, 2,588 sq ft, with original construction dating to 1972.
Closed at $325,000 (about $126/sq ft).
Estimated annual property tax: $3,118, or about $260 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms3
Living Area2,588 sqft
Lot Size0.74 acres
Year Built1972
Stories1
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding Area School District
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed11/24/2025
Sold Date1/15/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$12,991
Source: SparkMLS
Tax Information
Annual Tax$3,118
Tax Year2025
Assessed Value$73,166
Parcel #401-040-000-325-00
Source: SparkMLS
Legal Description
CITY OF BELDING COM 1229 FT W OF N 1/4 PT SEC 10 T8N R8W; TH S 330 FT, TH W 123 FT, TH N 330 FT, TH E 123 FT TO POB....
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Karrie A Harris
Five Star Real Estate (Main)
Frequently Asked Questions about 1305 W Ellis Street, Belding, MI 48809
Which school district serves 1305 W Ellis Street, Belding, MI 48809?
Per MLS# 25059831, 1305 W Ellis Street, Belding, MI 48809 is in the Belding Area School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Belding Area School District directly to confirm enrollment eligibility.
What financing options are available for 1305 W Ellis Street, Belding, MI 48809?
Per MLS# 25059831, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1305 W Ellis Street, Belding, MI 48809?
Per public tax records, annual property taxes for this property are $3,118 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1305 W Ellis Street, Belding, MI 48809 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1305 W Ellis Street, Belding, MI 48809 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1305 W Ellis Street, Belding, MI 48809. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1305 W Ellis Street, Belding, MI 48809?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
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Monthly payment$2,108
Principal & interest$2,108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatellite
8 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsPoint Broadband Fiber Holding LLCUnlicensed Fixed Wireless
200 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1305 W Ellis Street, Belding, MI 48809
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Municipality
Belding
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