For Sale
1306 Jack Henry Drive, Charlotte, MI 48813
$479,900
MLS # 26011175 (Michigan Regional Information Center (MichRIC))
6 beds2 baths3,200 sqftBuilt 19799.6 acres
1 / 56
Listing Description
Nestled on just under Ten Acres, this Desirable Ranch-Style Home is Anchored by an Expansive Pond, which Features around 340Ft. of Water Frontage, and Breathtaking Views. Encompassed by a Full Wrap-Around Deck, the Outdoor Entertainment Possibilities are Endless. Upon Entering, You are Greeted by a Large Mudroom, Attached to another Spacious Mudroom/Storage Area. A Gorgeous Stone, Wood-Burning Fireplace Highlights the Alluring Open Floor Plan, which Ties Together the Vast Kitchen/Dining/Living Areas. Stunning Knotty Pine Beckons Throughout, while Leading You into the Bright Sunroom~ which Features Admirable Cathedral Ceilings. The Main Floor is also Home to The Primary Bedroom which is Accompanied by a Private Full Bathroom; along with a Second Bedroom, and another Full Bathroom. Winding Downstairs, You will Find an Expansive Family Room, along with Four More Convenient Bedrooms. There is also an Additional Finished10x12 Bonus Room, along with a Vast Amount of Storage Space.
Source: SparkMLS
About this home
Located in Charlotte, this property offers 6-bedroom, 2-bath, 3,200 sq ft, with original construction dating to 1979.
Currently offered at $479,900 (about $150/sq ft).
Annual property taxes run approximately $3,657 ($305/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms2
Living Area3,200 sqft
Lot Size9.6 acres
Year Built1979
Stories1
Location
CityCharlotte
MunicipalityKalamo Twp
Zip Code48813
CountyEaton
School DistrictCharlotte
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorGarage Door Opener, Center Island
Sale & Financing
Listed3/22/2026
Original Price$499,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,657
Tax Year2025
State Equalized Value$182,400
Taxable Value$136,551
Assessed Value$132,962
Parcel #09002420000601
Source: Public Records
Legal Description
COM N 1/4 COR SEC.24, N88°23'39''E 561.77 FT, S 1030.23 FT TO POB, S 182.89 FT, SELY 94.19 FT ON A CURVE TO LEFT RAD OF 150 FT & CHORD OF 92.65 FT BEARING S17°59'20''E, S35°58'41''E 135.52 FT, SELY 134.65 FT ON A CURVE TO RIGHT RAD OF 300 FT & CHORD OF 133.53 FT BEARING S23°07'10''E, S10°15' 39''E 34.52, SELY 177.45 FT ON CURVE TO LEFT, RAD OF 400 FT & CHORD OF 175.99 FT BEARING S22°58' 10''E, S35
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tawni Makley
Freshwater Properties
Frequently Asked Questions about 1306 Jack Henry Drive, Charlotte, MI 48813
Which school district serves 1306 Jack Henry Drive, Charlotte, MI 48813?
Per MLS# 26011175, 1306 Jack Henry Drive, Charlotte, MI 48813 is in the Charlotte boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Charlotte directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26011175, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1306 Jack Henry Drive, Charlotte, MI 48813?
Per public tax records, annual property taxes for this property are $3,657 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1306 Jack Henry Drive, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1306 Jack Henry Drive, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1306 Jack Henry Drive, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Kalamo Twp police department or the Eaton County sheriff's office.
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Monthly payment$3,113
Principal & interest$3,113
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1306 Jack Henry Drive, Charlotte, MI 48813
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