Sold
1307 N Congress Street, Ypsilanti, MI 48197
Sold on 02/20/2026 for$245,000
MLS # 25045613 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,360 sqftBuilt 19240.13 acres
1 / 55
Listing Description
Don't miss this excellent value in the popular Normal Park neighborhood ready for immediate occupancy. Tremendous character with hardwood floors, built in corner cabinet, nook and built in storage drawers up are a hallmark of the era the home was built adding to the appeal. Bright kitchen has ample space with the floor plan design making for a nice flow and easy to move between activities. New furnace and central air in 2023, dryer in 2021, and water heater in 2020. Upper level features 3 bedrooms including a spacious master bedroom accomodating a king sized bed and seating area. Additional updates by this owner include dishwasher, fence and garage. Relaxing 3 season sun porch overlooks a patio in a lushly landscaped back yard highlighted by perrenial beds and mostly native plants blooming throughout the 3 seasons attracting a variety of birds and butterflies.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,360 sq ft home in Normal Park in Ypsilanti built in 1924.
Final sale price: $245,000 (about $180/sq ft).
Estimated annual property tax: $3,925, or about $327 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 5,120 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,360 sqft
Lot Size0.13 acres
Year Built1924
Stories2
Location
CityYpsilanti
MunicipalityYpsilanti City
Zip Code48197
CountyWashtenaw
School DistrictYpsilanti
Construction & Systems
StyleColonial
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed9/4/2025
Sold Date2/19/2026
Original Price$299,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$15,000
Source: SparkMLS
Tax Information
Annual Tax$3,925
Tax Year2025
Assessed Value$61,325
Parcel #11-11-40-307-003
Source: SparkMLS
Legal Description
*OLD SID - 11 11-460-021-00 YP CITY 46W-20 LOT 21 ORCHARD PARK ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Richard Mattie
The Charles Reinhart Company
Frequently Asked Questions about 1307 N Congress Street, Ypsilanti, MI 48197
Which school district serves 1307 N Congress Street, Ypsilanti, MI 48197?
Per MLS# 25045613, 1307 N Congress Street, Ypsilanti, MI 48197 is in the Ypsilanti boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ypsilanti directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25045613, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1307 N Congress Street, Ypsilanti, MI 48197?
Per public tax records, annual property taxes for this property are $3,925 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1307 N Congress Street, Ypsilanti, MI 48197 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1307 N Congress Street, Ypsilanti, MI 48197 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 1307 N Congress Street, Ypsilanti, MI 48197. The maximum advertised download speed is 5.1 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1307 N Congress Street, Ypsilanti, MI 48197?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Washtenaw County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,718
Principal & interest$1,718
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Internet
FiberDownload
5.1 Gbps
Upload
5.1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
Metronet HoldingsFiber
5.1 GbpsAT&TFiber
5 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
75 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1307 N Congress Street, Ypsilanti, MI 48197
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Neighborhood
Normal Park
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Community
Ypsilanti
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County
Washtenaw County
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