Sold
131 E Chicago Road, Coldwater, MI 49036
Sold on 05/06/2026 for$177,000
MLS # 25053487 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,370 sqftBuilt 19550.33 acres
1 / 23
Listing Description
Welcome to this charming and roomy 2-bedroom, possibly 3 bedroom, 1-bath ranch-style home located in desirable Coldwater Township. Featuring two generous living areas, perfect for entertaining family and friends, this home offers a bright, spacious kitchen with included appliances. Enjoy the privacy of a fully fenced backyard and the convenience of a 2+ car attached garage. Situated on a large lot with plenty of outdoor space, this home is ideally located near schools, parks, and shopping. Possession at closing negotiable. Don't miss out on this great opportunity! Schedule your showing today!
Source: SparkMLS
About this home
Located in Coldwater, this property offers 2-bedroom, 1-bath, 1,370 sq ft, with original construction dating to 1955.
Closed at $177,000 (about $129/sq ft).
Estimated annual property tax: $1,400, or about $117 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,370 sqft
Lot Size0.33 acres
Year Built1955
Stories1
Location
CityColdwater
MunicipalityColdwater
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed10/16/2025
Sold Date5/5/2026
Original Price$189,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,400
Tax Year2024
Assessed Value$53,508
Parcel #070-B70-000-019-00
Source: SparkMLS
Legal Description
LOT 19 BONA VISTA SEC 19 T6S R6W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jami Lind
Hauska Home and Farm
Frequently Asked Questions about 131 E Chicago Road, Coldwater, MI 49036
Which school district serves 131 E Chicago Road, Coldwater, MI 49036?
Per MLS# 25053487, 131 E Chicago Road, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25053487, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 131 E Chicago Road, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $1,400 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 131 E Chicago Road, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 131 E Chicago Road, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 131 E Chicago Road, Coldwater, MI 49036. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 131 E Chicago Road, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Branch County sheriff's office.
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Monthly payment$1,200
Principal & interest$1,200
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Internet
FiberDownload
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FiberCableGSO SatelliteSatelliteLicensed Fixed WirelessDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
131 E Chicago Road, Coldwater, MI 49036
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