Under Contract
13117 Catalpa Street, Southgate, MI 48195
$220,000
MLS # 20261030822 (Realcomp)
3 beds2 baths1,950 sqftBuilt 19390.11 acres
1 / 38
Listing Description
**Highest & Best due at 8pm, Monday May 11**Charming and full of character, this classic Colonial offers the perfect blend of warmth and functionality in a well-maintained Southgate neighborhood. Natural light fills the living and dining rooms, highlighting the home’s inviting layout and timeless appeal. The living room features a cozy fireplace with built-ins, creating a comfortable space to relax or gather. The kitchen has been updated with all new appliances (2023), offering a fresh and functional space for everyday living. Upstairs, you’ll find three well-sized bedrooms and a full bath, while the finished basement adds additional living space along with a convenient half bath. Step outside to enjoy the screened-in porch overlooking the deck, an ideal setup for entertaining or unwinding. The fully fenced backyard provides privacy and is complemented by mature landscaping, including peonies and a dogwood tree in the front, with lilacs adding charm to the backyard. Additional updates include a new hot water heater (2024), refinished tub (2026), and newer washer and dryer (2023). This home offers both comfort and convenience, schedule a showing today!
Source: SparkMLS
About this home
Located in Southgate in Southgate, this property offers 3-bedroom, 2-bath, 1,950 sq ft, with original construction dating to 1939.
Currently offered at $220,000 (about $113/sq ft).
Annual property taxes run approximately $4,464 ($372/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,950 sqft
Lot Size0.11 acres
Year Built1939
Stories2
Location
CitySouthgate
MunicipalitySouthgate
Zip Code48195
CountyWayne
School DistrictSouthgate
Construction & Systems
ConstructionBrick
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,464
Parcel #53018020263000
Source: SparkMLS
Legal Description
30H263 LOT 263 OLD HOMESTEAD SUB T3S R11E L46 P52, 53 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cassea Bear
The Home Company
Frequently Asked Questions about 13117 Catalpa Street, Southgate, MI 48195
What school district is 13117 Catalpa Street, Southgate, MI 48195 in?
Per MLS# 20261030822, this property is served by Southgate. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261030822, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261030822, the most recent reported annual property tax for 13117 Catalpa Street, Southgate, MI 48195 is $4,464. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 13117 Catalpa Street, Southgate, MI 48195 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 13117 Catalpa Street, Southgate, MI 48195 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13117 Catalpa Street, Southgate, MI 48195
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Municipality
Southgate
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County
Wayne County
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