Sold
1314 S Union Street, Traverse City, MI 49684
Sold on 06/11/2026 for$329,900
MLS # 1945154 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19260.18 acres
1 / 40
Listing Description
Opportunity awaits with this charming home located on Union Street in the heart of Traverse City. Move in right away while you renovate and make it your own, all while enjoying one of the most desirable locations in town. Walk or bike to downtown Traverse City, the bay, restaurants, shopping, parks, and everything this vibrant community has to offer. Situated on a large R-1b zoned lot, this property offers endless possibilities for a primary residence, investment property, or future improvements. Surrounded by beautiful homes the location alone makes this property a standout opportunity. The home features 2 bedrooms one being a non-conforming bedroom with no closet, 1 full bath, a spacious living area, full basement, abundant storage, and a 1 car garage. Enjoy relaxing mornings on the covered front porch or entertaining on the large private back deck overlooking the backyard. Plenty of room to garden, expand outdoor living spaces, or simply enjoy the privacy of this oversized city lot. Whether you are looking for a home to personalize over time, an investment opportunity, or a property close to all Traverse City amenities, this one is full of potential and ready for its next chapter.
Source: SparkMLS
About this home
Located in Traverse City in Traverse City, this property offers 2-bedroom, 1-bath, with original construction dating to 1926.
This home sold for $329,900.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.18 acres
Year Built1926
Stories1
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49684
CountyGrand Traverse County
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/13/2026
Sold Date6/10/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christina Ingersoll
REMAX Bayshore - Union St TC
Frequently Asked Questions about 1314 S Union Street, Traverse City, MI 49684
What financing options are available for 1314 S Union Street, Traverse City, MI 49684?
Per MLS# 1945154, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 1314 S Union Street, Traverse City, MI 49684 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1314 S Union Street, Traverse City, MI 49684 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,140
Principal & interest$2,140
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1314 S Union Street, Traverse City, MI 49684
View full property history →
Municipality
Traverse City
View all listings →
Get email alerts for new listings near 1314 S Union Street
We'll notify you when something hits the market in Traverse City or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.