Sold
132 N Monroe Street, Rockford, MI 49341
Sold on 05/19/2026 for$340,000
MLS # 26018992 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,064 sqftBuilt 18500.31 acres
1 / 41
Listing Description
Located in the heart of downtown Rockford, this historic home (circa 1850) is all about lifestyle. Step outside and you're within walking distance to local shops, restaurants, coffee, and year-round events! The front porch sets the tone, made for slow mornings, evening unwinds, and socializing with your neighbors. Inside, you'll find hardwood floors, updated windows, 4 bedrooms, 1 full bath, and a half bath already plumbed for a tub or shower. A main-level room offers potential for a 5th bedroom, office, or flexible living space. The large lot is a rare find downtown allowing space to expand, entertain, or simply enjoy. A chance to live in the center of it all with the charm and character to match. Offer Deadline has been set for Monday, May 4, 10:00 AM
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,064 sq ft home in Rockford in Rockford built in 1850.
This home sold for $340,000 (about $165/sq ft).
Property tax estimate: $5,213 per year ($434/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,064 sqft
Lot Size0.31 acres
Year Built1850
Stories2
Location
CityRockford
MunicipalityRockford City
Zip Code49341
CountyKent
School DistrictRockford
Construction & Systems
StyleTraditional
ConstructionHardiPlank Type
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesHigh-Speed Internet
InteriorCeiling Fan(s), Center Island
Sale & Financing
Listed4/29/2026
Sold Date5/18/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,213
Tax Year2026
State Equalized Value$163,800
Taxable Value$126,714
Assessed Value$126,714
Parcel #410636403011
Source: Public Records
Legal Description
LOT 32 & S 18 FT LOT 31 ALSO S 51 FT OF W 132 FT LOT 33 * VILLAGE OF ROCKFORD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Katherine L Bourgois
Five Star Real Estate (Courtland)
Frequently Asked Questions about 132 N Monroe Street, Rockford, MI 49341
Which school district serves 132 N Monroe Street, Rockford, MI 49341?
Per MLS# 26018992, 132 N Monroe Street, Rockford, MI 49341 is in the Rockford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Rockford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26018992, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 132 N Monroe Street, Rockford, MI 49341?
Per public tax records, annual property taxes for this property are $5,213 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 132 N Monroe Street, Rockford, MI 49341 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 132 N Monroe Street, Rockford, MI 49341 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 132 N Monroe Street, Rockford, MI 49341?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Rockford City police department or the Kent County sheriff's office.
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Monthly payment$2,140
Principal & interest$2,140
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
132 N Monroe Street, Rockford, MI 49341
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Municipality
Rockford
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