For Sale
132 White Deer Trail, Prudenville, MI 48651
$309,900
MLS # 26024004 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,784 sqftBuilt 19940.31 acres
1 / 33
Listing Description
Welcome to this bright and cheerful 3-bedroom, 2-bath home with over 1,700 sq ft of comfortable living space and tons of natural light throughout! The spacious living room opens into a large kitchen with plenty of cabinetry, counter space, and a sunny dining area with slider access to the back deck--perfect for summer BBQs, morning coffee, or winding down after a day on the lake. The primary suite features a private bath, while two additional bedrooms give you space for guests, hobbies, or extra bunk beds for lake weekends. Outside, enjoy the covered front porch, relaxing patio, sunny back deck, and extra storage shed for all the golf clubs, lake toys, and outdoor gear. Love golf? You're right along Hole #13 at White Deer Country Club with peaceful views and a fun, laid-back setting. Plus, you're just minutes from shopping, dining, recreation, and a short walk to the beach at beautiful Houghton Lake. Easy living, great location, and plenty of room to enjoy northern Michigan living!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,784 sq ft home in Prudenville built in 1994.
Currently offered at $309,900 (about $174/sq ft).
Estimated annual property tax: $3,487, or about $291 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,784 sqft
Lot Size0.31 acres
Year Built1994
Stories1
Location
CityPrudenville
MunicipalityDenton Twp
Zip Code48651
CountyRoscommon
School DistrictHoughton Lake
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,487
Tax Year2025
State Equalized Value$125,800
Assessed Value$133,200
Parcel #003-771-011-0000
Source: Public Records
Legal Description
L-1035 P-265 (L-677 P-162) 223 132 WHITE DEER TRL LOT 11 WHITE DEER FOREST #1.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Aubrey A Leiter
Coldwell Banker Schmidt Realtors
Frequently Asked Questions about 132 White Deer Trail, Prudenville, MI 48651
Which school district serves 132 White Deer Trail, Prudenville, MI 48651?
Per MLS# 26024004, 132 White Deer Trail, Prudenville, MI 48651 is in the Houghton Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Houghton Lake directly to confirm enrollment eligibility.
What financing options are available for 132 White Deer Trail, Prudenville, MI 48651?
Per MLS# 26024004, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 132 White Deer Trail, Prudenville, MI 48651?
Per public tax records, annual property taxes for this property are $3,487 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 132 White Deer Trail, Prudenville, MI 48651 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 132 White Deer Trail, Prudenville, MI 48651 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 132 White Deer Trail, Prudenville, MI 48651?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Denton Twp police department or the Roscommon County sheriff's office.
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Monthly payment$2,010
Principal & interest$2,010
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
132 White Deer Trail, Prudenville, MI 48651
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