Sold
13212 Phelps Street, Southgate, MI 48195
Sold on 06/04/2026 for$268,000
MLS # 20261027686 (Realcomp)
3 beds2 baths1,852 sqftBuilt 19500.11 acres
1 / 46
Listing Description
*Offer Deadline of Sunday, May 3, 2026 @noon* Situated on a fully fenced corner lot in Southgate, this 3-bedroom, 1.5-bath bungalow offers a great blend of character and functionality. The main floor features beautifully finished hardwood floors throughout most of the living space, creating a bright and inviting atmosphere. The living room includes a large picture window for abundant natural light along with a natural fireplace. The kitchen comes complete with all appliances and is updated with newer countertops and backsplash, flowing seamlessly into the dining room for easy entertaining. Two bedrooms are located on the main floor, one of which provides direct access to a spacious 3-seasons room, offering additional living space and flexibility. Upstairs, the third bedroom provides added privacy and versatility. The basement includes a finished room and a convenient half bath, expanding the home’s usable space. Additional updates include a roof replaced in December 2024. Outside, enjoy the fully fenced yard and a detached 2-car garage. This home offers comfort, space, and a convenient layout ready for its next owner!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,852 sq ft home built in 1950 sits in Southgate in Southgate.
This home sold for $268,000 (about $145/sq ft).
Property tax estimate: $6,022 per year ($502/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,852 sqft
Lot Size0.11 acres
Year Built1950
Stories2
Location
CitySouthgate
MunicipalitySouthgate
Zip Code48195
CountyWayne
School DistrictSouthgate
Construction & Systems
ConstructionAluminum Siding, Brick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed4/28/2026
Sold Date6/3/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,022
Parcel #53018020706000
Source: SparkMLS
Legal Description
30H706 LOT 706 OLD HOMESTEAD SUB T3S R11E L46 P52, 53 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sarah Stoner
Berkshire Hathaway HomeServices Kee Realty Browns
Frequently Asked Questions about 13212 Phelps Street, Southgate, MI 48195
Which school district serves 13212 Phelps Street, Southgate, MI 48195?
Per MLS# 20261027686, 13212 Phelps Street, Southgate, MI 48195 is in the Southgate boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Southgate directly to confirm enrollment eligibility.
What financing options are available for 13212 Phelps Street, Southgate, MI 48195?
Per MLS# 20261027686, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 13212 Phelps Street, Southgate, MI 48195?
Per public tax records, annual property taxes for this property are $6,022. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 13212 Phelps Street, Southgate, MI 48195 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 13212 Phelps Street, Southgate, MI 48195 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 13212 Phelps Street, Southgate, MI 48195?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,653
Principal & interest$1,653
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13212 Phelps Street, Southgate, MI 48195
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Municipality
Southgate
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County
Wayne County
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