For Sale
13289 Trail Creek, Coopersville, MI 49404
$500,000
MLS # 26027960 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,880 sqftBuilt 20030.57 acres
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Listing Description
This beautifully maintained 4-bedroom, 3.5-bath home offers spacious living, quality craftsmanship, and thoughtful updates throughout. A welcoming wraparound porch sets the tone, leading into an inviting interior featuring warm wood flooring, custom cabinetry, stainless steel appliances, and a functional kitchen designed for both everyday living and entertaining. The main-floor primary suite serves as a private retreat, complete with an expansive closet, whirlpool tub, and cozy fireplace. Upstairs, you'll find generously sized bedrooms, a full bathroom, and an additional storage room, providing plenty of space for family, guests, or hobbies. Two of the home's bathrooms feature elegant marble countertops. The finished lower level expands the home's living space with custom built-in bookshelves, abundant storage, and versatile recreation space. A spacious 3-stall garage provides added convenience and functionality. Outside, the backyard is designed for both relaxation and entertaining.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 2,880 sq ft home in Polkton Township in Coopersville built in 2003.
Listed at $500,000 (about $174/sq ft).
Property tax estimate: $5,731 per year ($478/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,880 sqft
Lot Size0.57 acres
Year Built2003
Stories2
Location
CityCoopersville
MunicipalityPolkton Twp
Zip Code49404
CountyOttawa
School DistrictCoopersville
Construction & Systems
StyleTraditional
ConstructionBrick, Stone, Vinyl Siding, Wood Siding
BasementFull, Walk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/10/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$350 / Annually
IncludesOther, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$5,731
Tax Year2025
State Equalized Value$198,300
Taxable Value$179,486
Assessed Value$179,486
Homestead (PRE)100%
Parcel #70-09-08-176-016
Source: Public Records
Legal Description
UNIT 16 TRAIL CREEK PASS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Luke Scott Bouman
HomeRealty Holland
Frequently Asked Questions about 13289 Trail Creek, Coopersville, MI 49404
What school district is 13289 Trail Creek, Coopersville, MI 49404 in?
Per MLS# 26027960, this property is served by Coopersville. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26027960, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26027960, the most recent reported annual property tax for 13289 Trail Creek, Coopersville, MI 49404 is $5,731 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 13289 Trail Creek, Coopersville, MI 49404 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 13289 Trail Creek, Coopersville, MI 49404 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Polkton Twp police department or the Ottawa County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,272
Principal & interest$3,243
HOA$29
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13289 Trail Creek, Coopersville, MI 49404
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Municipality
Polkton Township
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