Sold
13527 Phelps Street, Southgate, MI 48195
Sold on 06/10/2026 for$270,000
MLS # 20261032247 (Realcomp)
4 beds3 baths2,367 sqftBuilt 19490.13 acres
1 / 63
Listing Description
MULTIPLE OFFERS! HIGHEST & BEST DUE MONDAY 5/18/26 AT 11:00 AM! Located in the desirable Old Homestead neighborhood, this charming home combines character, updates, and with nearly 1,600 sqft, room to grow! From the moment you arrive, you’ll notice the inviting covered front porch. Inside, the main level features hardwood floors and an updated kitchen with white cabinetry, quartz countertops, farmhouse sink, tiled backsplash, and included appliances. The dining room includes a sliding glass door leading to an exposed aggregate concrete patio overlooking the private fenced yard and 2.5-car garage. The main floor also offers two bedrooms and a full bath. Upstairs features two additional bedrooms and another full bath, while the finished basement provides two separate living spaces, an additional half bath (plumbed for a future full bath), and even more room for entertaining or relaxing. Additional features include new windows (2024), glass block basement windows, new garage door (2023), updated electrical panel, copper plumbing, laundry room with included washer and dryer, and ample storage throughout. Ideally located close to parks, schools, shopping, dining, and major expressways. Immediate occupancy! Seller to provide Certificate of Occupancy at closing. A warm and welcoming home with space for everyone!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,367 sq ft home in Southgate in Southgate built in 1949.
Closed at $270,000 (about $114/sq ft).
Property tax estimate: $5,111 per year ($426/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,367 sqft
Lot Size0.13 acres
Year Built1949
Stories2
Location
CitySouthgate
MunicipalitySouthgate
Zip Code48195
CountyWayne
School DistrictSouthgate
Construction & Systems
ConstructionAluminum Siding, Brick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/12/2026
Sold Date6/9/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,111
Parcel #53018011331000
Source: SparkMLS
Legal Description
30G1331 30G1332A LOT 1331 AND THE E 13 FT OF LOT 1332 OLD HOMESTEAD NO. 1 T3S R11E L48 P80 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Gary DeGrandchamp
Real Estate One-Northville
Frequently Asked Questions about 13527 Phelps Street, Southgate, MI 48195
What school district is 13527 Phelps Street, Southgate, MI 48195 in?
Per MLS# 20261032247, this property is served by Southgate. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 13527 Phelps Street, Southgate, MI 48195?
Per MLS# 20261032247, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261032247, the most recent reported annual property tax for 13527 Phelps Street, Southgate, MI 48195 is $5,111. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 13527 Phelps Street, Southgate, MI 48195 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 13527 Phelps Street, Southgate, MI 48195 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13527 Phelps Street, Southgate, MI 48195
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Municipality
Southgate
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County
Wayne County
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