For Sale
1358 N Lakeshore Drive, Ludington, MI 49431
$525,000
MLS # 26028466 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,124 sqftBuilt 19401.53 acres
1 / 31
Listing Description
HAMLIN TWP RANCH with 10ft of private LINCOLN LAKE FRONTAGE - Exceptional opportunity to own a spacious 3-bedroom, 2-bath ranch on a slab, perfectly situated on a generous 1.53-acre lot in Hamlin Twp. Siting comfortably back from the road with fantastic yard space, this 2,124 sq ft home features a single-level design primed for effortless, accessible living. The highly functional, open-concept layout connects the main living room, kitchen, and dining area - ideal for family gatherings and entertaining. An expansive second family room offers additional living space, while a charming 3-season sitting room serves as a bright, practical entry connecting the home to the 2-car attached garage. Enjoy the peace and privacy of your own 10-foot private frontage / access path directly onto Lincoln Lake. (Dock in place is NOT part of this property) Enjoy being able to launch your kayak, canoe, paddle boat or go fishing from your own front yard on your private access. Fabulous location, just down
Source: SparkMLS
About this home
Located in Ludington, this property offers 3-bedroom, 2-bath, 2,124 sq ft, with original construction dating to 1940.
Asking $525,000 (about $247/sq ft).
Estimated annual property tax: $4,690, or about $391 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,124 sqft
Lot Size1.53 acres
Year Built1940
Stories1
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingHot Water
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/9/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,690
Tax Year2026
Assessed Value$101,124
Parcel #53-007-103-080-00
Source: SparkMLS
Legal Description
Lengthy Legal on file & included in documents
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 1358 N Lakeshore Drive, Ludington, MI 49431
Which school district serves 1358 N Lakeshore Drive, Ludington, MI 49431?
Per MLS# 26028466, 1358 N Lakeshore Drive, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 1358 N Lakeshore Drive, Ludington, MI 49431?
Per MLS# 26028466, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1358 N Lakeshore Drive, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $4,690 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1358 N Lakeshore Drive, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1358 N Lakeshore Drive, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1358 N Lakeshore Drive, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$3,405
Principal & interest$3,405
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1358 N Lakeshore Drive, Ludington, MI 49431
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