For Sale
13865 Northmoor Drive, Cement City, MI 49233
$289,900
MLS # 26022793 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,005 sqftBuilt 19950.52 acres
1 / 58
Listing Description
Moments from Lake Somerset with stunning backyard water views and easy access to the boat launch! This 3 bed, 3-bath ranch on a double lot is your gateway to year-round lake living: boating, fishing, and swimming just outside your door. Inside, enjoy a cozy fireplace, updated kitchen with white cabinetry and tile backsplash, walk-in closet, and soaking tub. The finished lower level offers great rec space. Relax on the deck, gather around the fire pit, and store all your lake toys in the attached garage and shed. Lake Somerset | boat launch access | Cement City | Hillsdale County, MI.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,005 sq ft home in Cement City built in 1995.
Asking $289,900 (about $145/sq ft).
Property tax estimate: $2,241 per year ($187/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,005 sqft
Lot Size0.52 acres
Year Built1995
Stories1
Location
CityCement City
MunicipalitySomerset Twp
Zip Code49233
CountyHillsdale
School DistrictAddison
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, LP Tank Owned, Eat-in Kitchen
Sale & Financing
Listed5/14/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
HOA
HOA Fee$400 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$2,241
Tax Year2025
Assessed Value$121,580
Parcel #04-205-001-447
Source: SparkMLS
Legal Description
LOT 353 & 354 LAKE SOMERSET HEIGHTS SEC 2 T5S R1W COMB ON 01/03/2008 FROM 04 205 001 359, 04 205 001 360;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Chmielewski
ERA Reardon Realty, L.L.C.
Frequently Asked Questions about 13865 Northmoor Drive, Cement City, MI 49233
Which school district serves 13865 Northmoor Drive, Cement City, MI 49233?
Per MLS# 26022793, 13865 Northmoor Drive, Cement City, MI 49233 is in the Addison boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Addison directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26022793, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 13865 Northmoor Drive, Cement City, MI 49233?
Per public tax records, annual property taxes for this property are $2,241 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 13865 Northmoor Drive, Cement City, MI 49233 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 13865 Northmoor Drive, Cement City, MI 49233 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 13865 Northmoor Drive, Cement City, MI 49233?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Somerset Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,913
Principal & interest$1,880
HOA$33
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13865 Northmoor Drive, Cement City, MI 49233
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County
Lenawee County
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