Sold
1406 Smith Street, Essexville, MI 48732
Sold on 09/30/2025 for$119,000
MLS # 25032009 (Michigan Regional Information Center (MichRIC))
2 beds2 baths919 sqftBuilt 19000.22 acres
1 / 17
Listing Description
Welcome to 1406 Smith St. This freshly remodeled home offers many updates. Natural light floods through the windows, making this house already feel like home! Featuring newer vinyl windows, roof, vinyl siding, soffit/fascia and gutters,an updated bathroom and new paint and flooring throughout! Walking distance to Essexville public schools. This house is move in ready, you do not want to miss out on this fantastic home! Schedule your showing today!
Source: SparkMLS
About this home
2-bedroom, 2-bath, 919 sq ft home in Essexville in Essexville built in 1900.
Closed at $119,000 (about $129/sq ft).
Annual property taxes run approximately $1,542 ($128/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area919 sqft
Lot Size0.22 acres
Year Built1900
Stories2
Location
CityEssexville
MunicipalityEssexville City
Zip Code48732
CountyBay
School DistrictEssexville-Hampton Public Schools
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/30/2025
Sold Date9/29/2025
Original Price$139,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,542
Tax Year2023
Assessed Value$21,783
Parcel #09-170-014-400-165-00
Source: SparkMLS
Legal Description
COM 105 FT W OF SW COR SMITH & MAIN STS, TH W 50 FT, TH S 100 FT, TH E 50 FT, TH N TO BEG. SEC 14 T14N R5E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Shawn Jacobs
MOXIE Real Estate + Development
Frequently Asked Questions about 1406 Smith Street, Essexville, MI 48732
Which school district serves 1406 Smith Street, Essexville, MI 48732?
Per MLS# 25032009, 1406 Smith Street, Essexville, MI 48732 is in the Essexville-Hampton Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Essexville-Hampton Public Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25032009, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1406 Smith Street, Essexville, MI 48732?
Per public tax records, annual property taxes for this property are $1,542 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1406 Smith Street, Essexville, MI 48732 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1406 Smith Street, Essexville, MI 48732 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1406 Smith Street, Essexville, MI 48732. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1406 Smith Street, Essexville, MI 48732?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Essexville City police department or the Bay County sheriff's office.
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Monthly payment$772
Principal & interest$772
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteDSLSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1406 Smith Street, Essexville, MI 48732
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Municipality
Essexville
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