Sold
1414 N Lakeshore Drive, Ludington, MI 49431
Sold on 04/23/2026 for$627,000
MLS # 26007858 (Michigan Regional Information Center (MichRIC))
3 beds4 baths3,584 sqftBuilt 19910.83 acres
1 / 42
Listing Description
GREAT LOCATION!!! This custom-built home's main floor includes a spacious semi-open floor plan that flows nicely from the front living room with its central wood fireplace & matching field stone corner accents over to the large kitchen with a long center island/breakfast bar & stainless-steel appliances in the back. The central space includes a built-in office and a spacious dining room that steps down to a wonderful ''Sun-room'' with access to the 18x24 composite deck overlooking the beautiful backyard. The upper level's seating area opens to the 7x15 private upper deck and the three large bedrooms each include abundant closet space. The finished lower level includes day-light windows, the third full bath & a large, open family room. This unique home is just minutes from all of the wonderful things that the Ludington area has to offer. Wood Foundation- Wolmanized® treated lumber. Schedule your tour today!!!
Source: SparkMLS
About this home
This 3-bedroom, 4-bath, 3,584 sq ft home built in 1991 sits in Ludington.
This home sold for $627,000 (about $175/sq ft).
Estimated annual property tax: $7,012, or about $584 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area3,584 sqft
Lot Size0.83 acres
Year Built1991
Stories2
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleOther
ConstructionWood Siding
BasementCrawl Space, Daylight, Partial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet, Extra Well
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island
Sale & Financing
Listed3/2/2026
Sold Date4/22/2026
Terms AcceptedCash, VA Loan, Conventional
Concessions$8,500
Source: SparkMLS
Tax Information
Annual Tax$9,503
Tax Year2025
State Equalized Value$278,500
Taxable Value$217,927
Assessed Value$217,927
Parcel #007-380-005-00
Source: Public Records
Legal Description
X PART 380 001 00 NEW 1989 SPLIT 1990 LINCOLN LAKE ESTATES SUBDIVISION LOT 5
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bob Budreau
GREENRIDGE Realty Ludington
Frequently Asked Questions about 1414 N Lakeshore Drive, Ludington, MI 49431
What school district is 1414 N Lakeshore Drive, Ludington, MI 49431 in?
Per MLS# 26007858, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1414 N Lakeshore Drive, Ludington, MI 49431?
Per MLS# 26007858, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26007858, the most recent reported annual property tax for 1414 N Lakeshore Drive, Ludington, MI 49431 is $9,503 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1414 N Lakeshore Drive, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1414 N Lakeshore Drive, Ludington, MI 49431 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
Loading map...
Tax Estimate
$
Annual tax$7,012
Monthly$584
Millage rate25.1769 mills
Municipality: Hamlin TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
$
%
$
$
$
Monthly payment$4,797
Principal & interest$4,213
Property taxes$584
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1414 N Lakeshore Drive, Ludington, MI 49431
View full property history →
Get email alerts for new listings near 1414 N Lakeshore Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.