For Sale
14221 Torch River Road, Rapid City, MI 49676
$998,000
MLS # 1942237 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19550.59 acres
1 / 32
Listing Description
NESTLED BETWEEN ELK-SKEGEMOG AND TORCH LAKE ON TORCH RIVER! You will love the peaceful setting on 127’ of Torch River frontage. This adorable cottage is full of character featuring 2 bedrooms. Spend evenings curled up with a good book in front of the sledge rock fireplace; knotty pine interior with unique built-ins offering plenty of storage space; great views from the four season sunroom; relax in the waterside pavilion with built-in barbecue and watch the swans, ducks & boats float by; you will love the easy boating access to Elk, Skegemog and Torch Lake’s from your dock. This is a true up north cottage and great getaway for you and your family.
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Rapid City built in 1955.
Currently offered at $998,000.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,000 Mbps from 5 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.59 acres
Year Built1955
Location
CityRapid City
Zip Code49676
CountyAntrim
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed2/11/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Donald C Fedrigon
REMAX Of Elk Rapids
Frequently Asked Questions about 14221 Torch River Road, Rapid City, MI 49676
Can I use FHA or VA financing for this property?
Per MLS# 1942237, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 14221 Torch River Road, Rapid City, MI 49676 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 14221 Torch River Road, Rapid City, MI 49676. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 14221 Torch River Road, Rapid City, MI 49676?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$6,473
Principal & interest$6,473
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
14221 Torch River Road, Rapid City, MI 49676
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