Sold
1438 Beach Street, Muskegon, MI 49441
Sold on 06/29/2026 for$685,000
MLS # 26005887 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,800 sqftBuilt 19640.16 acres
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Listing Description
A truly rare find at Pere Marquette beach, this lovingly maintained home offers front-row views of the channel and Lake Michigan and a lifestyle that feels like perpetual vacation. With 1,800 sq ft of space, the home features 4 bedrooms, 2 full baths, and two kitchens, creating flexibility for guests, multigenerational living, or continued short-term rental use. An attached two-stall garage plus additional driveway parking make hosting effortless, while the welcoming lot invites evenings around the backyard firepit as the boats glide by. Location steals the spotlight. You are just moments from waterfront dining and live music at The Deck. Sunsets, sand, and summer energy are all part of daily life here. Lovingly held by the same family since it was built, this home blends pride of ownership with opportunity. Currently operating as a successful short-term rental, it includes a transferable permit for immediate income potential. Homes like this don't come along often.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,800 sq ft home built in 1964 sits in Muskegon in Muskegon.
This home sold for $685,000 (about $381/sq ft).
Estimated annual property tax: $4,471, or about $373 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,800 sqft
Lot Size0.16 acres
Year Built1964
Stories2
Location
CityMuskegon
MunicipalityMuskegon City
Zip Code49441
CountyMuskegon
School DistrictMuskegon
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed2/17/2026
Sold Date6/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,471
Tax Year2025
Assessed Value$72,504
Parcel #24-205-754-0006-00
Source: SparkMLS
Legal Description
CITY OF MUSKEGON REVISED PLAT OF 1903 BLK 754 N 1/2 LOTS 6 & 7 & S 1/2 OF VAC ALLEY ABUTTING BLK
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Stacey Ruwe
City2Shore Gateway Group
Frequently Asked Questions about 1438 Beach Street, Muskegon, MI 49441
What school district is 1438 Beach Street, Muskegon, MI 49441 in?
Per MLS# 26005887, this property is served by Muskegon. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1438 Beach Street, Muskegon, MI 49441?
Per MLS# 26005887, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26005887, the most recent reported annual property tax for 1438 Beach Street, Muskegon, MI 49441 is $4,471 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1438 Beach Street, Muskegon, MI 49441 eligible for USDA financing?
Per USDA Rural Development boundary data, 1438 Beach Street, Muskegon, MI 49441 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1438 Beach Street, Muskegon, MI 49441 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Muskegon City police department or the Muskegon County sheriff's office.
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Monthly payment$4,540
Principal & interest$4,540
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1438 Beach Street, Muskegon, MI 49441
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Municipality
Muskegon
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