Sold
14383 W Torch River Road, Rapid City, MI 49676
Sold on 12/19/2025 for$602,000
MLS # 25055029 (Michigan Regional Information Center (MichRIC))
2 beds1 bath701 sqftBuilt 19200.45 acres
1 / 23
Listing Description
Welcome to your cozy retreat on the beautiful Torch River! This delightful 2-bedroom, 1-bath cottage offers the perfect blend of rustic charm with exciting potential for future expansion. Step inside to find a warm interior finished in knotty pine, complemented by a gas fireplace that sets the mood for relaxing evenings. 🛁 The updated bathroom features a sleek glass-enclosed shower, and the inviting three-season porch is ideal for sipping your morning coffee while watching wildlife drift by on the river. 🌊 With 100 feet of private river frontage and a spacious dock, you'll have endless opportunities for water activities. Cruise down the river to the stunning Torch Lake—renowned for its crystal-clear waters—or explore nearby Lake Skegemog and Elk Lake. Prefer peace and quiet? Enjoy unobstructed views across the river, where nature remains untouched and serene. 🌲 Nestled on just under half an acre, this property also includes a small garage and a newer shed for all your storage.
Source: SparkMLS
About this home
Located in Rapid City, this property offers 2-bedroom, 1-bath, 701 sq ft, with original construction dating to 1920.
Closed at $602,000 (about $859/sq ft).
Estimated annual property tax: $3,807, or about $317 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 5 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area701 sqft
Lot Size0.45 acres
Year Built1920
Stories1
Location
CityRapid City
MunicipalityMilton Twp
Zip Code49676
CountyAntrim
School DistrictElk Rapids Schools
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage1 space
HeatingSpace Heater, Other
WaterPrivate Water
Sale & Financing
Listed10/26/2025
Sold Date12/18/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,807
Tax Year2025
State Equalized Value$243,800
Taxable Value$94,853
Assessed Value$94,853
Parcel #05-12-645-020-00
Source: Public Records
Legal Description
LOT 20 FAIRMONT TORCH RIVER SUB
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by TAD FRENCH
Heart for Homes, LLC
Frequently Asked Questions about 14383 W Torch River Road, Rapid City, MI 49676
What school district is 14383 W Torch River Road, Rapid City, MI 49676 in?
Per MLS# 25055029, this property is served by Elk Rapids Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25055029, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25055029, the most recent reported annual property tax for 14383 W Torch River Road, Rapid City, MI 49676 is $3,807 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 14383 W Torch River Road, Rapid City, MI 49676 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Is fiber internet available at 14383 W Torch River Road, Rapid City, MI 49676?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 14383 W Torch River Road, Rapid City, MI 49676. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Milton Twp police department or the Antrim County sheriff's office.
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Monthly payment$3,892
Principal & interest$3,892
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
14383 W Torch River Road, Rapid City, MI 49676
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