Sold
144 W Pearl Street, Coldwater, MI 49036
Sold on 04/01/2026 for$160,000
MLS # 25061147 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 18900.02 acres
1 / 18
Listing Description
Very nice Apartment house with 2 units down and 1 to finish upstairs. Lower units ready to rent while finishing upper unit. 2-Car Garage. All on a large corner Lot. Entire Building is Electric including heat.
Source: SparkMLS
About this home
This home sold for $160,000.
Estimated annual property tax: $1,578, or about $132 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 11 providers. Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.02 acres
Year Built1890
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
ConstructionShingle Siding, Wood Siding
BasementMichigan Basement
HeatingBaseboard
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Electricity Connected, Cable Connected
Sale & Financing
Listed1/20/2026
Sold Date3/31/2026
Original Price$189,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,578
Tax Year2024
Assessed Value$38,382
Parcel #304-000-000-338-00
Source: SparkMLS
Legal Description
LOT 146 OF VILLAGE NOW CITY OF COLDWATER EXC 6 RDS IN WIDTH OFF N END LOT 146 SEC 21 T6S R6W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeanni Lint-Adamson
Heritage Realty, Inc.
Frequently Asked Questions about 144 W Pearl Street, Coldwater, MI 49036
What school district is 144 W Pearl Street, Coldwater, MI 49036 in?
Per MLS# 25061147, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25061147, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25061147, the most recent reported annual property tax for 144 W Pearl Street, Coldwater, MI 49036 is $1,578 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 144 W Pearl Street, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 144 W Pearl Street, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 144 W Pearl Street, Coldwater, MI 49036?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,134
Principal & interest$1,134
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteFixed WirelessDSL
11 providers at this address
Coldwater Board of Public UtilitiesFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsColdwater Board of Public UtilitiesCable
200 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCFixed Wireless
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 Mbps+ 1 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
144 W Pearl Street, Coldwater, MI 49036
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Municipality
Coldwater
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