Sold
14408 Kildare Lane, Cement City, MI 49233
Sold on 01/16/2026 for$512,500
MLS # 25061463 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,090 sqftBuilt 19850.33 acres
1 / 55
Listing Description
PRIVATE ''NORTHERN MICHIGAN'' SETTING ON ALL-SPORT LAKE SOMERSET! Perfectly positioned between two vacant lots and bordered by evergreens to create the ultimate space you desire, this lakefront home has been meticulously updated inside & out! Fresh, high-end landscaping surrounds this 3 bedroom, 3 bath home, creating a stunning first impression that continues all the way to the shoreline to welcome you home! Hand-crafted natural-stone seawall extends along the 77 feet of frontage and leads to your private, year-round dock so you can enjoy boating earlier in the season and lengthening your Fall where you can enjoy watching the colors change all around you. The pristine, sandy beachfront invites sun-soaked days, while a cozy lounge patio sits just steps from the dock, offering the perfect setting for morning coffee or sunset cocktails. As the sun sets, ambient outdoor lighting transforms the property into an evening retreat you'll never want to leave. Inside, the main floor
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,090 sq ft home in Cement City built in 1985.
Final sale price: $512,500 (about $245/sq ft).
Property tax estimate: $6,003 per year ($500/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,090 sqft
Lot Size0.33 acres
Year Built1985
Stories2
Location
CityCement City
MunicipalitySomerset Twp
Zip Code49233
CountyHillsdale
School DistrictAddison Community Schools
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed12/9/2025
Sold Date1/15/2026
Terms AcceptedCash, VA Loan, Conventional
HOA
HOA Fee$200 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$6,003
Tax Year2025
Assessed Value$212,440
Parcel #04-210-001-036
Source: SparkMLS
Legal Description
LOT 35 LAKE SOMERSET - ROLLING MEADOWS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stephanie Bosanac-Mortimer
RE/MAX MID-MICHIGAN R.E.
Frequently Asked Questions about 14408 Kildare Lane, Cement City, MI 49233
Which school district serves 14408 Kildare Lane, Cement City, MI 49233?
Per MLS# 25061463, 14408 Kildare Lane, Cement City, MI 49233 is in the Addison Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Addison Community Schools directly to confirm enrollment eligibility.
What financing options are available for 14408 Kildare Lane, Cement City, MI 49233?
Per MLS# 25061463, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 14408 Kildare Lane, Cement City, MI 49233?
Per public tax records, annual property taxes for this property are $6,003 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 14408 Kildare Lane, Cement City, MI 49233 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 14408 Kildare Lane, Cement City, MI 49233 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 14408 Kildare Lane, Cement City, MI 49233. The maximum advertised download speed is 7.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 14408 Kildare Lane, Cement City, MI 49233?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Somerset Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,422
Principal & interest$3,405
HOA$17
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatellite
9 providers at this address
FrontierFiber
7 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsDMCI Broadband LLCLicensed Fixed Wireless
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
14408 Kildare Lane, Cement City, MI 49233
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County
Lenawee County
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