Sold
1515 Prairie Drive, St. Joseph, MI 49085
Sold on 08/18/2025 for$389,900
MLS # 24063758 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,603 sqftBuilt 20250.45 acres
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About this home
3-bedroom, 2-bath, 1,603 sq ft home in Royalton Township in St. Joseph built in 2025.
This home sold for $389,900 (about $243/sq ft).
Estimated annual property tax: $309, or about $26 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,603 sqft
Lot Size0.45 acres
Year Built2025
Stories1
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph Public Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed12/22/2024
Sold Date8/17/2025
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$425 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$309
Tax Year2024
Assessed Value$7,227
Parcel #17-1800-0040-00-0
Source: SparkMLS
Legal Description
Lot 40 of Concord Ridge
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mike McGivney
Allen Edwin Realty
Frequently Asked Questions about 1515 Prairie Drive, St. Joseph, MI 49085
What school district is 1515 Prairie Drive, St. Joseph, MI 49085 in?
Per MLS# 24063758, this property is served by St. Joseph Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 24063758, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 24063758, the most recent reported annual property tax for 1515 Prairie Drive, St. Joseph, MI 49085 is $309 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1515 Prairie Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1515 Prairie Drive, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1515 Prairie Drive, St. Joseph, MI 49085?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1515 Prairie Drive, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,564
Principal & interest$2,529
HOA$35
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessDSLSatellite
9 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsAT&TDSL
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1515 Prairie Drive, St. Joseph, MI 49085
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Municipality
Royalton Township
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