Sold
15844 Cotters Lane, Spring Lake, MI 49456
Sold on 06/05/2026 for$420,000
MLS # 26015132 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,630 sqftBuilt 19930.33 acres
1 / 48
Listing Description
Tucked just above Spring Lake, this well-maintained 3 bed, 2 full and 1 half bath home offers space, function, and a great location. The open-concept main level features an elevated kitchen that flows easily for everyday living and entertaining. Upstairs you'll find all three bedrooms, including a primary suite with ensuite, along with new carpet and a recently renovated bathroom. Thoughtful updates include a new furnace, water heater, and washer/dryer within the last year. The 4-stall pull-through garage is a rare find--perfect for storage, hobbies, or hosting. Enjoy subtle views of Spring Lake, with Spring Lake Country Club nearby and just 10 minutes to Grand Haven and Lake Michigan.
Source: SparkMLS
About this home
Located in Spring Lake Township in Spring Lake, this property offers 3-bedroom, 3-bath, 1,630 sq ft, with original construction dating to 1993.
Closed at $420,000 (about $258/sq ft).
Estimated annual property tax: $3,998, or about $333 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,630 sqft
Lot Size0.33 acres
Year Built1993
Stories2
Location
CitySpring Lake
MunicipalitySpring Lake Twp
Zip Code49456
CountyOttawa
School DistrictSpring Lake
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage4 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/12/2026
Sold Date6/4/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,998
Tax Year2026
State Equalized Value$170,500
Taxable Value$170,500
Assessed Value$175,103
Homestead (PRE)100%
Parcel #70-03-11-381-014
Source: Public Records
Legal Description
LOTS 18 & 25, ALSO W 1/2 OF LOTS 19 & 24. HILLSIDE SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Skylar Grimm
Greenridge Realty
Frequently Asked Questions about 15844 Cotters Lane, Spring Lake, MI 49456
Which school district serves 15844 Cotters Lane, Spring Lake, MI 49456?
Per MLS# 26015132, 15844 Cotters Lane, Spring Lake, MI 49456 is in the Spring Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Spring Lake directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26015132, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 15844 Cotters Lane, Spring Lake, MI 49456?
Per public tax records, annual property taxes for this property are $3,998 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 15844 Cotters Lane, Spring Lake, MI 49456 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 15844 Cotters Lane, Spring Lake, MI 49456 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 15844 Cotters Lane, Spring Lake, MI 49456?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Twp police department or the Ottawa County sheriff's office.
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Monthly payment$2,788
Principal & interest$2,788
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
15844 Cotters Lane, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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