Sold
16118 Harbor View Drive, Spring Lake, MI 49456
Sold on 05/05/2026 for$522,500
MLS # 26012137 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,128 sqftBuilt 19650.26 acres
1 / 38
Listing Description
Welcome to this completely remodeled Harbor Point home! Highlights of the spacious main floor include a family room with a fireplace and refinished hardwood floors, an eat-in kitchen with new Jenn-Air appliances, a living/dining room with new carpet, and a half bath with a new Maytag washer/dryer. Upstairs features four nicely sized bedrooms, both bathrooms have tiled showers and contemporary sinks w/quartz tops. Sliders lead you out onto the professionally done hardscape patio with gas lit fire table and landscaping to enjoy those summer nights. The unfinished basement could be another bedroom, gym or media room. Enjoy water views of Spring Lake from this home nestled at the end of a quiet cul-de-sac in this sought-after neighborhood, just minutes from the SL Yacht Club and bike path.
Source: SparkMLS
About this home
Located in Ferrysburg in Spring Lake, this property offers 4-bedroom, 3-bath, 2,128 sq ft, with original construction dating to 1965.
Closed at $522,500 (about $246/sq ft).
Property tax estimate: $4,100 per year ($342/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,128 sqft
Lot Size0.26 acres
Year Built1965
Stories2
Location
CitySpring Lake
MunicipalityFerrysburg City
Zip Code49456
CountyOttawa
School DistrictGrand Haven
Construction & Systems
StyleTraditional
ConstructionStone, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed3/26/2026
Sold Date5/4/2026
Original Price$535,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,100
Tax Year2025
State Equalized Value$181,300
Taxable Value$131,181
Assessed Value$127,237
Parcel #70-03-15-228-007
Source: Public Records
Legal Description
LOT 68 HARBOR POINT NO. 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Scott C Harestad
Greenridge Realty
Frequently Asked Questions about 16118 Harbor View Drive, Spring Lake, MI 49456
Which school district serves 16118 Harbor View Drive, Spring Lake, MI 49456?
Per MLS# 26012137, 16118 Harbor View Drive, Spring Lake, MI 49456 is in the Grand Haven boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grand Haven directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26012137, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 16118 Harbor View Drive, Spring Lake, MI 49456?
Per public tax records, annual property taxes for this property are $4,100 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 16118 Harbor View Drive, Spring Lake, MI 49456 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 16118 Harbor View Drive, Spring Lake, MI 49456 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 16118 Harbor View Drive, Spring Lake, MI 49456?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ferrysburg City police department or the Ottawa County sheriff's office.
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Monthly payment$3,405
Principal & interest$3,405
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16118 Harbor View Drive, Spring Lake, MI 49456
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Municipality
Ferrysburg
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