For Sale
16151 Terrace Road, Spring Lake, MI 49456
$479,000
MLS # 26010780 (Michigan Regional Information Center (MichRIC))
5 beds3 baths1,630 sqftBuilt 19790.28 acres
1 / 67
Listing Description
Move-in ready 5-bedroom, 2.5-bath home located in Spring Lake. This property offers a functional layout with two walk-out levels, providing additional living space and flexibility for a variety of uses. Main floor living area features a fireplace, and the primary bedroom includes an en suite bathroom for added comfort and convenience. Main floor laundry adds everyday ease. Enjoy the outdoor setting from the deck overlooking the backyard, ideal for entertaining or relaxing. Attached two-stall garage provides ample storage. With generous square footage and multiple living areas, this home presents a great opportunity for buyers seeking space and convenience in a desirable location.
Source: SparkMLS
About this home
This 5-bedroom, 3-bath, 1,630 sq ft home built in 1979 sits in Spring Lake Township in Spring Lake.
Currently offered at $479,000 (about $294/sq ft).
Property tax estimate: $6,540 per year ($545/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area1,630 sqft
Lot Size0.28 acres
Year Built1979
Stories1
Location
CitySpring Lake
MunicipalitySpring Lake Twp
Zip Code49456
CountyOttawa
School DistrictSpring Lake
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener
Sale & Financing
Listed4/20/2026
Original Price$524,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,540
Tax Year2025
State Equalized Value$154,900
Taxable Value$123,170
Assessed Value$123,170
Parcel #70-03-10-226-024
Source: Public Records
Legal Description
LOT 11 & LOT 12 EXC W 30 FT. SPRING LAKE TERRACE SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rhiannon McCalmont
616 Realty LLC
Frequently Asked Questions about 16151 Terrace Road, Spring Lake, MI 49456
Which school district serves 16151 Terrace Road, Spring Lake, MI 49456?
Per MLS# 26010780, 16151 Terrace Road, Spring Lake, MI 49456 is in the Spring Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Spring Lake directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26010780, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 16151 Terrace Road, Spring Lake, MI 49456?
Per public tax records, annual property taxes for this property are $6,540 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 16151 Terrace Road, Spring Lake, MI 49456 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 16151 Terrace Road, Spring Lake, MI 49456 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 16151 Terrace Road, Spring Lake, MI 49456?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Twp police department or the Ottawa County sheriff's office.
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Monthly payment$3,107
Principal & interest$3,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16151 Terrace Road, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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