Sold
16305 Pretty Lake Drive, Mecosta, MI 49332
Sold on 08/19/2025 for$449,900
MLS # 25029332 (Michigan Regional Information Center (MichRIC))
3 beds1 bath812 sqftBuilt 19599.12 acres
1 / 36
Listing Description
Charming, newly remodeled 2BR/1BA lakefront cottage with over 160' of sandy frontage on picturesque Pretty Lake! Enjoy a guest house, boathouse, 2 sheds, and an additional 8.59-acre parcel bordering state land—ideal for privacy and recreation. Turnkey and fully furnished, including several boats. A rare, ready-to-enjoy waterfront retreat!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 812 sq ft home built in 1959 sits in Mecosta.
Closed at $449,900 (about $554/sq ft).
Estimated annual property tax: $5,872, or about $489 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area812 sqft
Lot Size9.12 acres
Year Built1959
Stories1
Location
CityMecosta
MunicipalityMartiny Twp
Zip Code49332
CountyMecosta
School DistrictChippewa Hills School District
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
HeatingDuctless
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Guest Quarters
Sale & Financing
Listed6/17/2025
Sold Date8/18/2025
Terms AcceptedFHA, VA Loan, Rural Development, Conventional
HOA
HOA Fee$40 / Annually
Source: SparkMLS
Tax Information
Annual Tax$5,872
Tax Year2025
Assessed Value$71,072
Parcel #5407077006000
Source: SparkMLS
Legal Description
LL on file at listing office
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael Roberts
Coldwell Banker Lakes Realty
Frequently Asked Questions about 16305 Pretty Lake Drive, Mecosta, MI 49332
Which school district serves 16305 Pretty Lake Drive, Mecosta, MI 49332?
Per MLS# 25029332, 16305 Pretty Lake Drive, Mecosta, MI 49332 is in the Chippewa Hills School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills School District directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25029332, this listing accepts FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 16305 Pretty Lake Drive, Mecosta, MI 49332?
Per public tax records, annual property taxes for this property are $5,872 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 16305 Pretty Lake Drive, Mecosta, MI 49332 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 16305 Pretty Lake Drive, Mecosta, MI 49332 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 16305 Pretty Lake Drive, Mecosta, MI 49332. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 16305 Pretty Lake Drive, Mecosta, MI 49332?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Martiny Twp police department or the Mecosta County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,921
Principal & interest$2,918
HOA$3
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsBrightspeedDSL
10 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16305 Pretty Lake Drive, Mecosta, MI 49332
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