Sold
1643 Ferry Street, Niles, MI 49120
Sold on 06/12/2026 for$175,000
MLS # 26023713 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,140 sqftBuilt 19470.15 acres
1 / 35
Listing Description
Wonderful location across from Eastside Park and within walking distance to schools! This well-maintained home offers beautiful hardwood floors and an updated bathroom with modern & tasteful finishing touches. Newer furnace, siding, and windows add to the value and peace of mind. The lower level is currently being used as a spacious primary bedroom featuring a large walk-in closet, but could easily serve as additional living space, a rec room, or home office. Conveniently located close to town. Schedule your showing before this one is gone!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,140 sq ft home in Niles in Niles built in 1947.
This home sold for $175,000 (about $154/sq ft).
Annual property taxes run approximately $1,285 ($107/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,140 sqft
Lot Size0.15 acres
Year Built1947
Stories1
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
Sale & Financing
Listed5/19/2026
Sold Date6/11/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,285
Tax Year2024
Assessed Value$34,781
Parcel #117259500150003
Source: SparkMLS
Legal Description
LOT 150 PARKER ADD CITY OF NILES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kati E Luke
Red Shoe Realty
Frequently Asked Questions about 1643 Ferry Street, Niles, MI 49120
Which school district serves 1643 Ferry Street, Niles, MI 49120?
Per MLS# 26023713, 1643 Ferry Street, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
What financing options are available for 1643 Ferry Street, Niles, MI 49120?
Per MLS# 26023713, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1643 Ferry Street, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $1,285 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1643 Ferry Street, Niles, MI 49120 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1643 Ferry Street, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1643 Ferry Street, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
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Monthly payment$1,135
Principal & interest$1,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1643 Ferry Street, Niles, MI 49120
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Municipality
Niles
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