For Sale
16812 Cottage Shores Drive Unit 3, Spring Lake, MI 49456
$749,900
MLS # 26009730 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,968 sqftBuilt 20260 acres
1 / 10
Listing Description
Your Waterfront Dream Awaits at Cottage Shores! Are you ready to trade the daily grind for life at the lake? Welcome to Cottage Shores, an exclusive new 9-home condo community nestled on the serene waters of Smith Bayou and Spring Lake. This isn't just a home; it's an all-access pass to the ultimate Michigan lifestyle. Every residence at Cottage Shores is designed for those who love the water. Your new lifestyle includes: • Your Own Boat Slip: Each home comes with a dedicated 40' dock. • Sandy Toes & Sunsets: Enjoy a shared sandy beach swim area and cozy firepits set within an acre of lush, open green space. • Maintenance-Free Living: Forget the mower and the snowblower! Landscaping, irrigation, dock maintenance, and snow removal are all handled for you. With association fees estimated at less than $300/mo, you get to spend your time on the boat, not on chores.
Source: SparkMLS
About this home
Located in Ferrysburg in Spring Lake, this property offers 3-bedroom, 3-bath, 1,968 sq ft, with original construction dating to 2026.
Listed at $749,900 (about $381/sq ft).
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
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Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area1,968 sqft
Year Built2026
Stories2
Location
CitySpring Lake
MunicipalityFerrysburg City
Zip Code49456
CountyOttawa
School DistrictGrand Haven
Construction & Systems
StyleTraditional
ConstructionStone, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/12/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$250 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year0
Assessed Value$0
Parcel #70-03-09-495-012
Source: Public Records
Legal Description
LOTS 102 THRU 110, ALSO LOT 111 EXC N 5 FT THEREOF, ALSO ALL OF LOTS 112, 113, 114, 115 & 116 EXC N 35 FT THEREOF, ALSO N 1/2 OF VAC WALTER AVE. WEST SPRING LAKE SUB NO.1. SEC 9 T8N R16W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by The Brad VanderZwaag Team
West Edge Real Estate LLC
Frequently Asked Questions about 16812 Cottage Shores Drive Unit 3, Spring Lake, MI 49456
What school district is 16812 Cottage Shores Drive Unit 3, Spring Lake, MI 49456 in?
Per MLS# 26009730, this property is served by Grand Haven. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26009730, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 16812 Cottage Shores Drive Unit 3, Spring Lake, MI 49456 eligible for USDA financing?
Per USDA Rural Development boundary data, 16812 Cottage Shores Drive Unit 3, Spring Lake, MI 49456 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 16812 Cottage Shores Drive Unit 3, Spring Lake, MI 49456 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ferrysburg City police department or the Ottawa County sheriff's office.
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Mortgage Calculator
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Monthly payment$5,114
Principal & interest$4,864
HOA$250
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16812 Cottage Shores Drive Unit 3, Spring Lake, MI 49456
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Municipality
Ferrysburg
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