For Sale
16815 Cottage Shores Drive Unit 2, Spring Lake, MI 49456
$949,900
MLS # 26022764 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,366 sqftBuilt 20260 acres
1 / 7
Listing Description
The very first home in Cottage Shores is underway! ''The Lookout'' floor plan was designed specifically for this community and has an awesome second floor deck providing an amazing space for hosting and relaxing! The composite deck is 30 x 12 and is accessible from the second floor loft area as well as the owners suite. In addition to the loft area and owners suite, there are two additional bedrooms on the second floor. The main floor features an open concept kitchen, dining, and living room with fireplace, plus an office!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,366 sq ft home in Ferrysburg in Spring Lake built in 2026.
Asking $949,900 (about $401/sq ft).
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area2,366 sqft
Year Built2026
Stories2
Location
CitySpring Lake
MunicipalityFerrysburg City
Zip Code49456
CountyOttawa
School DistrictGrand Haven
Construction & Systems
StyleTraditional
ConstructionStone, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/14/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$250 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year0
Assessed Value$0
Parcel #70-03-09-495-012
Source: Public Records
Legal Description
TBD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by The Brad VanderZwaag Team
West Edge Real Estate LLC
Frequently Asked Questions about 16815 Cottage Shores Drive Unit 2, Spring Lake, MI 49456
What school district is 16815 Cottage Shores Drive Unit 2, Spring Lake, MI 49456 in?
Per MLS# 26022764, this property is served by Grand Haven. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 16815 Cottage Shores Drive Unit 2, Spring Lake, MI 49456?
Per MLS# 26022764, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 16815 Cottage Shores Drive Unit 2, Spring Lake, MI 49456 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 16815 Cottage Shores Drive Unit 2, Spring Lake, MI 49456 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ferrysburg City police department or the Ottawa County sheriff's office.
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Monthly payment$6,411
Principal & interest$6,161
HOA$250
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16815 Cottage Shores Drive Unit 2, Spring Lake, MI 49456
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Municipality
Ferrysburg
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