For Sale
1693 Elm Road, Frankfort, MI 49635
$949,000
MLS # 20261019051 (Realcomp)
3 beds4 baths3,122 sqftBuilt 19979.53 acres
1 / 59
Listing Description
Perched atop 9.53 picturesque acres overlooking a serene valley and the charming city of Frankfort, this beautifully crafted 3,122 square foot custom home (built in 1997) offers privacy, space, and breathtaking views in every season.Featuring 3 bedrooms and 3.5 bathrooms, this thoughtfully designed home blends quality craftsmanship with everyday comfort. Rich hardwood floors and Andersen windows fill the interior with natural light while framing the surrounding hillside landscape. The spacious layout offers generous living and entertaining areas, creating a warm and inviting atmosphere. The large walkout basement expands the home’s versatility, complete with a kitchenette, additional bedroom, and full bathroom — ideal for guests, multi-generational living, or private retreat space. Step outside onto the expansive deck and take in Lake Michigan views — perfect for morning coffee or sunset evenings. A 2-car attached garage adds convenience, while the impressive 40x45 pole barn provides exceptional space for storage, recreational equipment, hobbies, or workshop needs.Enjoy biking distance access to nearby beaches including Frankfort Beach and Point Betsie. Crystal Lake and Crystal Mountain are just a short drive away, offering year-round recreation. Outdoor adventure awaits — kayak the Betsie River, witness the fall salmon runs in the Betsie and Platte Rivers, explore Sleeping Bear Dunes, or take a scenic drive along M-22. Frankfort’s downtown dining and shopping are just minutes away.Additional opportunity: An adjacent 9.94 acre parcel is available for purchase for $250,000.
Source: SparkMLS
About this home
Located in Frankfort, this property offers 3-bedroom, 4-bath, 3,122 sq ft, with original construction dating to 1997.
Currently offered at $949,000 (about $304/sq ft).
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area3,122 sqft
Lot Size9.53 acres
Year Built1997
Stories2
Location
CityFrankfort
MunicipalityFrankfort
Zip Code49635
CountyBenzie
Construction & Systems
ConstructionWood Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Security System, Water Softener/Owned
Sale & Financing
Listed3/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$0
Parcel #0500135710
Source: SparkMLS
Legal Description
COM S 1/4 COR E 1314.52 FT N 1016.37 FT TO POB W 400 FT N 300 FT E 400 FT S 300 FT TO POB SEC 23 T26N R16W 2.75 A M/L SPLIT FROM 10-05-001-357-00 FOR 1997 P.A. 1693 ELM ROAD [[4/96 303/167 QC; 12/96 BP; 3/98 329/861 QC; 9/10 2010R-05015 QC; 09/13 2014R-02627 DC; 09/13 2014R-04677 DC; 12/15 BP; 05/17 2017R-02499 QC; 11/20 2020R-05472 DC;6/24 2024-03799 DC;See Docs for additional Legal Descriptions
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tyler Jeleniewski
Preferred, Realtors® Ltd
Frequently Asked Questions about 1693 Elm Road, Frankfort, MI 49635
What type of financing is accepted for this listing?
Per MLS# 20261019051, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 1693 Elm Road, Frankfort, MI 49635 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1693 Elm Road, Frankfort, MI 49635 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Frankfort police department or the Benzie County sheriff's office.
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Monthly payment$6,155
Principal & interest$6,155
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1693 Elm Road, Frankfort, MI 49635
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