For Sale
16950 First Street, Arcadia, MI 49613
$1,000,500
MLS # 1945172 (Northern Great Lakes REALTORS® MLS)
2 beds3 bathsBuilt 19910.47 acres
1 / 43
Listing Description
Set in the heart of Arcadia, this property offers a beautiful Northern Michigan setting with views stretching past Arcadia Lake looking at Lake Michigan. Arcadia Lake is a beautiful inland lake featuring a deep-water channel connection to Lake Michigan, offering convenient access for boating, fishing, kayaking, and endless waterfront recreation. The natural surroundings and peaceful atmosphere create the kind of setting people come north to find. Located just minutes from Arcadia Bluffs Golf Course, Lake Michigan beaches, trails, and endless outdoor recreation, this property offers the perfect balance of convenience and laid-back Up North living. Inside, the home offers comfortable living spaces filled with natural light along with a recently updated kitchen and bathrooms that bring a fresh, modern feel while still fitting the relaxed Northern Michigan lifestyle. Whether you are looking for a full-time residence or seasonal getaway, this location places you in the center of everything that makes Arcadia so special.
Source: SparkMLS
About this home
2-bedroom, 3-bath home in Arcadia built in 1991.
Listed at $1,000,500.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms3
Lot Size0.47 acres
Year Built1991
Stories1
Location
CityArcadia
Zip Code49613
CountyManistee
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed5/14/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christina Roberts
Keller Williams Northern Michigan
Frequently Asked Questions about 16950 First Street, Arcadia, MI 49613
What type of financing is accepted for this listing?
Per MLS# 1945172, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 16950 First Street, Arcadia, MI 49613 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 16950 First Street, Arcadia, MI 49613 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$6,489
Principal & interest$6,489
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16950 First Street, Arcadia, MI 49613
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