Under Contract
170 W 4th Street, Imlay City, MI 48444
$184,900
MLS # 20261037069 (Realcomp)
4 beds1 bath1,528 sqftBuilt 19000.12 acres
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Listing Description
Beautifully maintained and spacious home located right in the heart of downtown Imlay City! Numerous updates have been completed over the years while preserving the home’s character and charm, including updated windows and siding. Enjoy relaxing mornings on the inviting covered front porch with a cup of coffee while taking in the charm of this growing downtown district. Inside, you’ll find generous living space, timeless craftsmanship, and the kind of solid construction that is hard to find in homes of this era. Conveniently located within walking distance to a newly renovated Lions Park, this home offers both comfort and community in an up-and-coming area. A wonderful opportunity to own a well-built home with space, character, and modern updates in a thriving community.
Source: SparkMLS
About this home
4-bedroom, 1-bath, 1,528 sq ft home in Imlay Township in Imlay City built in 1900.
Asking $184,900 (about $121/sq ft).
Estimated annual property tax: $4,146, or about $346 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,528 sqft
Lot Size0.12 acres
Year Built1900
Stories2
Location
CityImlay City
MunicipalityImlay City
Zip Code48444
CountyLapeer
School DistrictImlay City
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,146
Parcel #I199180100000
Source: SparkMLS
Legal Description
CITY OF IMLAY CITY CALKINS'S SUB S 70 FT LOT 5 S 70 FT W 1/2 LOT 6 BLK 4
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Seth Chaffin
Realty Executives Main St LLC
Frequently Asked Questions about 170 W 4th Street, Imlay City, MI 48444
Which school district serves 170 W 4th Street, Imlay City, MI 48444?
Per MLS# 20261037069, 170 W 4th Street, Imlay City, MI 48444 is in the Imlay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Imlay City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261037069, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 170 W 4th Street, Imlay City, MI 48444?
Per public tax records, annual property taxes for this property are $4,146. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 170 W 4th Street, Imlay City, MI 48444 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 170 W 4th Street, Imlay City, MI 48444 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 170 W 4th Street, Imlay City, MI 48444?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Imlay City police department or the Lapeer County sheriff's office.
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Monthly payment$1,199
Principal & interest$1,199
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
170 W 4th Street, Imlay City, MI 48444
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Municipality
Imlay Township
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