Sold
17020 James Drive, Big Rapids, MI 49307
Sold on 05/01/2026 for$423,000
MLS # 26008110 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,000 sqftBuilt 19630.36 acres
1 / 82
Listing Description
Set on the shores of all-sports Youngs Lake, this waterfront retreat is the kind of place people picture when they say they want ''a place on the lake.'' With private frontage and your own dock, mornings start with coffee by the water and evenings end watching the sun settle over the lake. The home offers 4 bedrooms and 2 bathrooms with space for everyone to gather. The living room is open and comfortable, designed for long weekends and lake days that turn into late-night conversations. Upstairs, a cozy loft-style space adds extra charm--perfect for additional sleeping space, reading, or a quiet place to unwind. Step outside and the property truly shines. A lakeside gazebo creates the perfect shaded spot to relax after a swim or spend an afternoon watching boats drift by. Two additional storage sheds and a garage/shed near the water make it easy to store lake toys, tools, and everything that comes with waterfront living. Offered fully furnished!! Hot tub not included.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,000 sq ft home in Big Rapids built in 1963.
Closed at $423,000 (about $212/sq ft).
Annual property taxes run approximately $3,087 ($257/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Homeworks Tri-County Electric Cooperative.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,000 sqft
Lot Size0.36 acres
Year Built1963
Stories2
Location
CityBig Rapids
MunicipalityGrant Twp-Mecosta
Zip Code49307
CountyMecosta
School DistrictBig Rapids
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementCrawl Space, Slab
HeatingForced Air
WaterWell
InteriorEat-in Kitchen
Sale & Financing
Listed3/26/2026
Sold Date4/30/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,087
Tax Year2025
Assessed Value$128,400
Parcel #5402-042-067-100
Source: SparkMLS
Legal Description
SEC 31 T16N R09W YOUNGS LAKE RESORT #2 LOTS 67, 68 SPLIT/COMBINED ON 09/29/2015 FROM 02 042 067 000, 02 042 068 000;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Aubree Boerman
Guide Real Estate
Frequently Asked Questions about 17020 James Drive, Big Rapids, MI 49307
Which school district serves 17020 James Drive, Big Rapids, MI 49307?
Per MLS# 26008110, 17020 James Drive, Big Rapids, MI 49307 is in the Big Rapids boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Big Rapids directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26008110, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 17020 James Drive, Big Rapids, MI 49307?
Per public tax records, annual property taxes for this property are $3,087 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 17020 James Drive, Big Rapids, MI 49307 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 17020 James Drive, Big Rapids, MI 49307 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 17020 James Drive, Big Rapids, MI 49307?
Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Grant Twp-Mecosta police department or the Mecosta County sheriff's office.
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Monthly payment$2,692
Principal & interest$2,692
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Homeworks Tri-County Electric Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
17020 James Drive, Big Rapids, MI 49307
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