Sold
1705 N Philip Road, Niles, MI 49120
Sold on 04/11/2026 for$329,900
MLS # 26007420 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,922 sqftBuilt 19900.38 acres
1 / 40
Listing Description
Located near Morris Estates in the Echo Valley neighborhood on the west side of Niles, this beautifully renovated 3-bedroom, 2.5-bath home sits in a quiet residential area while still being close to everyday amenities. Inside you'll find extensive recent (2025) upgrades including new windows, water heater, water softener, kitchen appliances, carpet, light fixtures, updated flooring, and fully remodeled bathrooms. The kitchen has been thoughtfully updated with modern finishes and stunning new quartz countertops, creating a bright and functional space for everyday living. Enjoy the outdoor setting with a front porch, large back deck, and storage shed. Conveniently located minutes from the US-31 bypass, this move-in ready home provides comfort and easy access to the greater Michiana area.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,922 sq ft home in Niles built in 1990.
Closed at $329,900 (about $172/sq ft).
Property tax estimate: $2,917 per year ($243/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,922 sqft
Lot Size0.38 acres
Year Built1990
Stories2
Location
CityNiles
MunicipalityNiles Twp
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleColonial
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed2/28/2026
Sold Date4/10/2026
Terms AcceptedOther, Cash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,917
Tax Year2024
Assessed Value$104,105
Parcel #11-14-1960-0051-00-8
Source: SparkMLS
Legal Description
LOT 51 ECHO VALLEY NO 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Steven Koleno
Beycome Brokerage Realty LLC
Frequently Asked Questions about 1705 N Philip Road, Niles, MI 49120
Which school district serves 1705 N Philip Road, Niles, MI 49120?
Per MLS# 26007420, 1705 N Philip Road, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26007420, this listing accepts Other, Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1705 N Philip Road, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $2,917 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1705 N Philip Road, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1705 N Philip Road, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1705 N Philip Road, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,140
Principal & interest$2,140
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1705 N Philip Road, Niles, MI 49120
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