For Sale
17097 Roosevelt Road, Spring Lake, MI 49456
$784,900
MLS # 26030157 (Michigan Regional Information Center (MichRIC))
3 beds2 baths3,156 sqftBuilt 19802.85 acres
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Listing Description
One-of-a-kind WATERFRONT log cabin retreat on 2.85 acres along the shores of Spring Lake. With nearly 3,200 finished square feet, this property boasts 300 feet of frontage on scenic Smith Bayou, including a private dock with removable sections. Adding even more value, approximately .75 acres has been split into a separate parcel, creating exciting possibilities for the future. Built in 1980, this charming home features 3 bedrooms, 2 full baths, and a warm, inviting log cabin feel throughout. The finished lower level adds a non-conforming 4th bedroom, 3rd bathroom, along with additional living space. Two fireplaces provide the perfect setting for cozy evenings, while the main floor family room opens to a deck with beautiful water views. With a newer roof, regularly sealed logs, and an attached garage, this is a rare waterfront property you won't want to miss! Call to schedule your showing today! Sale Includes parcels #70-03-09-457-010 & 70-03-09-457-012
Source: SparkMLS
About this home
3-bedroom, 2-bath, 3,156 sq ft home in Ferrysburg in Spring Lake built in 1980.
Currently offered at $784,900 (about $249/sq ft).
Estimated annual property tax: $5,163, or about $430 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area3,156 sqft
Lot Size2.85 acres
Year Built1980
Stories2
Location
CitySpring Lake
MunicipalityFerrysburg City
Zip Code49456
CountyOttawa
School DistrictSpring Lake
Construction & Systems
StyleLog Home
ConstructionLog
BasementFull
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesElectricity Available, High-Speed Internet
InteriorBroadband, LP Tank Owned, Center Island
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,163
Tax Year2025
State Equalized Value$240,200
Taxable Value$185,637
Assessed Value$185,637
Homestead (PRE)100%
Parcel #70-03-09-457-002
Source: Public Records
Legal Description
LOTS 28 TO 40 INCL, E'LY OF NEW US-31 BURCHELL & GILLELAND PLAT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jacob Pastoor
Apex Realty Group
Frequently Asked Questions about 17097 Roosevelt Road, Spring Lake, MI 49456
What school district is 17097 Roosevelt Road, Spring Lake, MI 49456 in?
Per MLS# 26030157, this property is served by Spring Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26030157, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26030157, the most recent reported annual property tax for 17097 Roosevelt Road, Spring Lake, MI 49456 is $5,163 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 17097 Roosevelt Road, Spring Lake, MI 49456 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 17097 Roosevelt Road, Spring Lake, MI 49456 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ferrysburg City police department or the Ottawa County sheriff's office.
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Monthly payment$5,091
Principal & interest$5,091
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
17097 Roosevelt Road, Spring Lake, MI 49456
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Municipality
Ferrysburg
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