Sold
1718 S State Street, St. Joseph, MI 49085
Sold on 05/14/2026 for$376,250
MLS # 26017309 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,274 sqftBuilt 19000.09 acres
1 / 41
Listing Description
This charming City of St. Joseph Bungalow is move-in ready and just waiting for summer to arrive! No surface has been left untouched in this meticulously renovated property. Enjoy the peace of mind knowing all of the projects are taken care of, including; Newer roof and gutters, updated insulation, fresh drywall and paint, new plumbing/electrical, new HVAC and a new tankless water heater. The home also offers tasteful decor choices in it's remodeled kitchen and baths with a primary suite option on the main floor. The exterior of the home offers multiple areas to relax and enjoy the lake breeze, whether its the front porch, rear screened in porch, or the back patio. The driveway has new concrete, the home has a fresh coat of paint, and lawn has been regraded with professional landscaping. Easy access to Lake Michigan at the John and Dede Howard Trail leading you to Lions Park Beach, Silver Beach and all of the amenities of downtown St. Joseph. Come quick, this one won't last long!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,274 sq ft home built in 1900 sits in St Joseph in St. Joseph.
This home sold for $376,250 (about $295/sq ft).
Annual property taxes run approximately $5,751 ($479/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,274 sqft
Lot Size0.09 acres
Year Built1900
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionAluminum Siding, Block
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/22/2026
Sold Date5/13/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,751
Tax Year2026
Assessed Value$101,282
Parcel #11-76-1130-0001-00-9
Source: SparkMLS
Legal Description
LOT 1 CANAVAN & BURKHARDS ADD TO CITY OF ST JOSEPH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kelly Mawhinney Team
Cressy & Everett Real Estate
Frequently Asked Questions about 1718 S State Street, St. Joseph, MI 49085
What school district is 1718 S State Street, St. Joseph, MI 49085 in?
Per MLS# 26017309, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1718 S State Street, St. Joseph, MI 49085?
Per MLS# 26017309, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26017309, the most recent reported annual property tax for 1718 S State Street, St. Joseph, MI 49085 is $5,751 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1718 S State Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 1718 S State Street, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1718 S State Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1718 S State Street, St. Joseph, MI 49085
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Municipality
St Joseph
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