Under Contract
1749 Saint Clair River Drive, Algonac, MI 48001
$389,900
MLS # 20261030487 (Realcomp)
4 beds3 baths2,582 sqftBuilt 18980.37 acres
1 / 43
Listing Description
Algonac living is calling your name! Just a short walk to the St. Clair River, the city park, community pool, bike path, riverfront boardwalk, boat launches and marinas. This charming updated 1898 Victorian-style home is situated on a double lot and offers 4 bedrooms, 3 full bathrooms, and 2,013 SQFT of beautifully maintained living space. Full of character and timeless appeal, the home features refinished oak floors throughout, original period crown moldings, and many more classic architectural details. Enjoy relaxing on the wraparound porch with a screened-in section, ceiling fan, and a second-story balcony above. Inside, the spacious living room is filled with natural light and showcases views of the stunning staircase. The formal dining room features elegant ceiling trim, crystal chandelier, and a cozy natural fireplace with a carved wood mantle. The updated kitchen is complete with stainless steel appliances, a farmhouse sink, large floating island, crisp white LaFata cabinetry, quartz countertops, stylish backsplash, and a dedicated coffee bar area. A main-level sitting room with an adjacent full bathroom featuring a walk-in shower offers flexible use as a guest room, office, or additional living space. Upstairs, the primary suite includes a large ensuite bath and cozy sitting area. An additional bedroom, full bathroom with upgraded walk-in shower, convenient laundry closet, and a charming bedroom with beautiful wood accents and recessed lighting complete the upper level. The 3rd floor is unfinished and waiting for your personal touch to add additional square footage if needed. The basement is currently used as a workshop and houses a 2nd laundry area. Additional highlights include a slate roof (2016), an attached 1-car garage, shed, and a huge backyard with mature trees offering privacy and plenty of outdoor space. Schedule a showing today! BTVAI
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,582 sq ft home in Clay Township in Algonac built in 1898.
Currently offered at $389,900 (about $151/sq ft).
Annual property taxes run approximately $3,913 ($326/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,582 sqft
Lot Size0.37 acres
Year Built1898
Stories2
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingRadiant
WaterPublic
SewerPublic
Sale & Financing
Listed5/6/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,913
Parcel #74011290110000
Source: SparkMLS
Legal Description
LOT 521 SUPV ROY T GILBERTS PLAT NO 4 SEC 10 T2N R16E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeff Glover
KW Professionals
Frequently Asked Questions about 1749 Saint Clair River Drive, Algonac, MI 48001
What school district is 1749 Saint Clair River Drive, Algonac, MI 48001 in?
Per MLS# 20261030487, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261030487, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261030487, the most recent reported annual property tax for 1749 Saint Clair River Drive, Algonac, MI 48001 is $3,913. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1749 Saint Clair River Drive, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1749 Saint Clair River Drive, Algonac, MI 48001 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Monthly payment$2,529
Principal & interest$2,529
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1749 Saint Clair River Drive, Algonac, MI 48001
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Municipality
Clay Township
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