Sold
175 Cheney Street, Imlay City, MI 48444
Sold on 01/16/2026 for$197,000
MLS # 20251056672 (Realcomp)
3 beds2 baths2,065 sqftBuilt 19550.28 acres
1 / 16
Listing Description
Amazing opportunity on this move in ready and affordably priced brick ranch home. 3 bedrooms with 1.5 baths and 1265 sqft. Bonus--Full basement that is partially finished adds to your useable living space. Move in ready with many updated features. Located in a highly desirable neighborhood close to the schools. Back yard has some fencing and also adjoins Veterans Park. Park is around 3.5 acres of open space including walking trails. Home has a brand new roof, updated electrical, new garage door and opener, new bath, plus all new flooring & fixtures. Original hardwood floors in one bedroom. Cedar line closet. Natural gas heat and A/C. Garage has second rear door for pull through access. Home is agent owned. Due to the settlement of the lawsuit against National Association of Realtors and the new MLS rules.... Buyer is responsible to negotiate/pay the cost of the agent services they are choosing to hire.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,065 sq ft home in Imlay City in Imlay City built in 1955.
This home sold for $197,000 (about $95/sq ft).
Annual property taxes run approximately $2,115 ($176/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,065 sqft
Lot Size0.28 acres
Year Built1955
Stories1
Location
CityImlay City
MunicipalityImlay City
Zip Code48444
CountyLapeer
School DistrictImlay City Community Schools
Construction & Systems
ConstructionBrick
BasementPartial
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed12/4/2025
Sold Date1/15/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,115
Parcel #I202430000000
Source: SparkMLS
Legal Description
CITY OF IMLAY CITY RI METCALF SUBDIVISION LOT 3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Alex Lengemann
Realty Volution.com
Frequently Asked Questions about 175 Cheney Street, Imlay City, MI 48444
What school district is 175 Cheney Street, Imlay City, MI 48444 in?
Per MLS# 20251056672, this property is served by Imlay City Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251056672, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251056672, the most recent reported annual property tax for 175 Cheney Street, Imlay City, MI 48444 is $2,115. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 175 Cheney Street, Imlay City, MI 48444 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 175 Cheney Street, Imlay City, MI 48444 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 175 Cheney Street, Imlay City, MI 48444?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 175 Cheney Street, Imlay City, MI 48444. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Imlay City police department or the Lapeer County sheriff's office.
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Monthly payment$1,329
Principal & interest$1,329
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Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed WirelessUnlicensed Fixed WirelessDSL
8 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsAir AdvantageUnlicensed Fixed Wireless
10 MbpsFrontierDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
175 Cheney Street, Imlay City, MI 48444
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Municipality
Imlay City
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